Senior AML Operations Officer (CDD & Onboarding)

Hong Kong Job Consulting; Hong Kong Island; Hybrid; HKD 480,000 - 620,000; Full time

Benefits offered by this job

Hybrid working model

Job summary

Hong Kong Job Consulting is assisting a rapidly growing China-based bank in recruiting a Senior AML Operations Officer (CDD & Onboarding). The role covers end-to-end CDD reviews for onboarding, periodic reviews, and trigger events to ensure compliance with regulatory AML policy requirements.

You will partner with Relationship Managers, perform in-depth investigations on high-risk customers, including PEPs and SARs, and execute daily transaction monitoring with timely STRs.

Qualifications

• Bachelor’s degree in Business Administration, Operations Management, or related disciplines.
• Minimum 2-3 years’ experience in banking operations, compliance operations, or back-office AML/CDD.
• Solid knowledge of Hong Kong AML/CFT regulatory requirements (HKMA/SFC/JFIU) and internal control frameworks.
• Independent, flexible, and analytical with strong problem-solving skills and risk awareness.
• Excellent communication skills in English, Chinese (written/spoken), and Putonghua.
• Professional AML/CFT credentials (e.g., HKIB AAMLP, CAMS, ICA) are highly preferred.

Responsibilities

• Perform end-to-end CDD reviews for client onboarding, periodic reviews, and trigger events to ensure compliance with regulatory and internal AML policy requirements.
• Partner with Relationship Managers to obtain necessary customer information, clarify CDD requirements, and resolve CDD-related queries efficiently.
• Conduct in-depth investigations on high-risk customers (e.g., PEPs, high-risk jurisdictions), including negative news screening and source of wealth/funds analysis.
• Execute daily transaction monitoring, prepare Suspicious Transaction Reports (STRs), and escalated cases promptly to support timely risk mitigation.
• Maintain accurate, detailed, and audit-ready records of all CDD/EDD activities and decisions.

Skills

Analytical thinking

Risk awareness

Communication skills

Education

Bachelor’s degree in Business Administration or related

Job description

Senior AML Operations Officer (CDD & Onboarding)

A rapidly growing China-based bank with strong cross-border business is inviting high-calibre candidates to join the AML team.

Key Responsibilities

Perform end-to-end CDD reviews for client onboarding, periodic reviews, and trigger events to ensure compliance with regulatory and internal AML policy requirements.

Partner with Relationship Managers to obtain necessary customer information, clarify CDD requirements, and resolve CDD-related queries efficiently.

Conduct in-depth investigations on high-risk customers (e.g., PEPs, high-risk jurisdictions), including negative news screening and source of wealth/funds analysis.

Execute daily transaction monitoring, prepare Suspicious Transaction Reports (STRs), and escalated cases promptly to support timely risk mitigation.

Maintain accurate, detailed, and audit-ready records of all CDD/EDD activities and decisions.

Requirements

Bachelor’s degree in Business Administration, Operations Management, or related disciplines.

Minimum 2-3 years’ experience in banking operations, compliance operations, or back-office AML/CDD.

Solid knowledge of Hong Kong AML/CFT regulatory requirements (HKMA/SFC/JFIU) and internal control frameworks.

Independent, flexible, and analytical with strong problem-solving skills and risk awareness.

Excellent communication skills in English, Chinese (written/spoken), and Putonghua.

Professional AML/CFT credentials (e.g., HKIB AAMLP, CAMS, ICA) are highly preferred.

What We Offer

Competitive remuneration package and performance bonus

Hybrid working model and clear career progression within operations/compliance

Training support for AML certifications and regulatory updates

Exposure to high-impact back-office CDD, onboarding, and financial crime operations