Manager, Structured Products Risk

moomoo; Hong Kong; On-site; HKD 900,000 - 1,200,000; Full time

Job summary

moomoo is seeking a Senior Product Risk professional in Hong Kong to lead independent risk analyses for structured products and manage risk-rating models and approval workflows. The role requires strong knowledge of structured notes, OTC derivatives, and cross-asset risk assessment.

You will collaborate with business, compliance, legal, and operations while ensuring adherence to HKMA/SFC guidelines and maintaining risk reporting for senior management.

Qualifications

• Degree in Finance, Risk Management, or related discipline.
• Minimum 4 years in product risk management, product control, or structured products risk in banking/financial institutions.
• Strong knowledge of structured products (e.g., FCN, ELN, DCI, accumulator, decumulator, range accrual) and OTC derivatives is essential.
• Hands-on experience building product risk rating models and managing approval workflows is highly preferred.
• Solid knowledge across multiple asset classes (funds, bonds, derivatives, etc.) and familiarity with regulatory requirements.
• Strong analytical, communication, and problem-solving skills.
• Agile and adaptable to a fast-paced environment.
• Proficient in Excel/VBA; knowledge of Python is a plus.
• Good command of written and spoken English and Chinese (including Putonghua)

Responsibilities

• Conduct independent risk analysis on structured products including payoff decomposition, pricing validation, stress testing, scenario analysis, and embedded derivative assessment.
• Assess underlying asset risk, barrier/knock-in/knock-out features, issuer credit risk, and liquidity risk of structured notes and derivative-linked products.
• Evaluate product complexity classification and investor suitability from a risk perspective.
• Monitor mark-to-market movements, greeks exposure, and potential loss scenarios on an ongoing basis.
• Conduct pre-trade and post-trade risk assessment for proprietary structured product positions.
• Design, develop, and maintain risk rating models for investment products including structured products, funds, bonds, equities, derivatives, and alternative investments.
• Build and manage the product risk rating approval workflow, including escalation criteria, approval authorities, and documentation standards.
• Serve as independent risk assessor in the product approval process, providing risk opinions on new product onboarding and existing product reviews.
• Conduct periodic re-rating and review of onboarded products to reflect changes in market conditions, issuer creditworthiness, and regulatory requirements.
• Monitor product issuers/providers’ credit standing and financial health; coordinate with business teams on counterparty risk evaluation.
• Track global market developments to identify emerging risks and provide early warning to management.
• Ensure product risk activities comply with regulatory requirements (e.g., HKMA, SFC guidelines) and align with the Bank’s risk appetite framework.
• Maintain and enhance internal risk policies and procedures; support audits and regulatory inspections.
• Prepare regular and ad-hoc risk reports for Senior Management and Risk Committee.
• Collaborate with business, compliance, legal, and operations on product risk matters.

Skills

Excel/VBA

Python

Analytical skills

Communication

Problem-solving

Agile

English

Chinese (Putonghua)

Education

Finance/ Risk Management degree

Tools

Excel

VBA

Python

Job description

Key Responsibilities

• Structured Products & Complex Instruments
• Perform independent risk analysis on structured products (both proprietary and distributed), including payoff decomposition, pricing validation, stress testing, scenario analysis, and embedded derivative assessment.
• Assess underlying asset risk, barrier/knock-in/knock-out features, issuer credit risk, and liquidity risk of structured notes and derivative-linked products.
• Evaluate product complexity classification and investor suitability from a risk perspective.
• Monitor mark-to-market movements, greeks exposure, and potential loss scenarios on an ongoing basis.
• Conduct pre-trade and post-trade risk assessment for proprietary structured product positions.

Risk Rating Model & Approval Framework

• Design, develop, and maintain risk rating models for investment products including structured products, funds, bonds, equities, derivatives, and alternative investments.
• Build and manage the product risk rating approval workflow, including escalation criteria, approval authorities, and documentation standards.
• Serve as independent risk assessor in the product approval process, providing risk opinions on new product onboarding and existing product reviews.

Ongoing Product Risk Monitoring

• Conduct periodic re-rating and review of onboarded products to reflect changes in market conditions, issuer creditworthiness, and regulatory requirements.
• Monitor product issuers/providers’ credit standing and financial health; coordinate with business teams on counterparty risk evaluation.
• Track global market developments to identify emerging risks and provide early warning to management.

Compliance, Reporting & Collaboration

• Ensure product risk activities comply with regulatory requirements (e.g., HKMA, SFC guidelines) and align with the Bank’s risk appetite framework.
• Maintain and enhance internal risk policies and procedures; support audits and regulatory inspections.
• Prepare regular and ad-hoc risk reports for Senior Management and Risk Committee.
• Collaborate with business, compliance, legal, and operations on product risk matters.

Requirements

• Degree holder or above in Finance, Risk Management, Quantitative Finance, or related disciplines
• Minimum 4 years of experience in product risk management, product control, or structured products risk in banking/financial institutions, preferably in private banking or wealth management
• Strong knowledge of structured products (e.g., FCN, ELN, DCI, accumulator, decumulator, range accrual) and OTC derivatives is essential
• Hands-on experience in building product risk rating models and managing approval workflows is highly preferred
• Solid knowledge across multiple asset classes (funds, bonds, derivatives, etc.) and familiar with regulatory requirements
• Strong analytical, communication, and problem-solving skills
• Agile and adaptable to a fast-paced environment
• Proficient in Excel/VBA; knowledge of Python is a plus
• Good command of written and spoken English and Chinese (including Putonghua)