General Audit Manager

ZA; Hong Kong; On-site; HKD 600,000 - 900,000; Full time

Job summary

ZA in Hong Kong is seeking an experienced Internal Audit professional to support the development of the annual plan and execute risk-based audits across corporate and retail banking functions.

The role requires hands-on experience with credit risk management, strong regulatory knowledge, and the ability to apply data analytics and AI techniques to improve audit effectiveness. Candidate will engage senior management and contribute to continuous monitoring improvements.

Qualifications

• University graduates or above in related disciplines.
• At least 5 years of solid work experience as a professional auditor or banking business practitioner with core audit skills.
• Audit experiences of credit risk management are preferred.
• Professional audit qualifications (CPA, CIA, CFA) are advantageous.
• Good understanding of banking industry and regulatory requirements.

Responsibilities

• Assisting Head of Internal Audit to develop the annual audit plan, procedures and methodology.
• Performing risk assessments of Digital Bank’s control environment for business lines, operating environment and supporting functions.
• Developing tools to analyze data to improve audit efficiency and provide business insights.
• Deploying AI techniques in audit reviews to enhance risk identification and coverage.
• Performing risk-based and regulatory audits covering business lines and support functions.
• Following up audit recommendations, assessing residual risk and closing issues.
• Reviewing Internal Audit’s continuous monitoring program to identify risk changes.
• Leading ad hoc reviews and advisory projects as needed.
• Identifying emerging risks and reporting to management and Audit Committee.

Skills

Regulatory auditing

Credit risk management

Banking domain knowledge

Audit methodologies

Data analytics

AI in audit

Regulatory compliance

Communication to senior management

Education

Bachelor's degree or above in related disciplines

Tools

Audit software

Data analytics tools

Job description

• Assisting Head of Internal Audit to develop the annual audit plan, audit procedures and audit methodology
• Performing risk assessments of Digital Bank’s control environment for business lines, operating environment and supporting functions
• Developing & implementing tools to analyze data to improve audit efficiency and effectiveness, ultimately be a source for analytics that business units adopt to provide business insights or for continuous auditing
• Deploying AI techniques in performing audit reviews to enhance risk identification, testing coverage, exception detection and audit insights
• Performing risk-based and regulatory audits covering business lines (e.g. corporate, retail banking business) and support functions
• Possessing expertise in regulatory requirements (e.g. HKMA Supervisory Policy Manuals)
• Following up audit recommendations post-audit, assessing residual risk, validating remedial work performed and documenting and closing issues
• Reviewing Internal Audit’s continuous monitoring program, in order to identify changes to risk assessments, audit plan
• Leading ad hoc independent reviews where required, through participation on advisory engagements / special projects
• Identifying emerging risks and themes to be reported to management and Audit Committee of Digital Bank

Key Requirements:

• University graduates or above in related disciplines
• At least 5 years of solid work experience as a professional auditor or banking business practitioner with core audit / business skills, particularly Corporate Banking / Retail Banking
• Audit experiences of credit risk management are preferred
• Professional audit qualifications, e.g. CPA, CIA, CFA are added advantages
• Good understanding of the banking industry and possess strong technical knowledge
• Sound knowledge of relevant regulatory requirements (e.g. HKMA Supervisory Policy Manuals) and best practices in the industry
• Good interpersonal skills with the ability to present complex and sensitive issues to senior management, and influence change
• Able to work independently and proactively, demonstrating a strong sense of ownership and commitment to delivery quality audits on time
• Confidence to deliver tough messages and engage in difficult conversations
• Quick learner and strong interests in fintech
• Willing to learn and apply AI techniques in performing audit jobs to enhance audit efficiency, effectiveness and insights
• Ability to think critically, objectively and "think outside the box" when analyzing issues and recommending / developing solutions
• Excellent verbal and written communication skills in English and Chinese

Mandatory Reference Checking Scheme

Mandatory Reference Checking Scheme (MRC Scheme) may be applicable for certain relevant positions. It is a standardised reference-checking arrangement that is designed to support the integrity of "authorized institutions" regulated by the Hong Kong Monetary Authority (HKMA). Pursuant to the MRC scheme, our Bank will conduct a mandatory reference check by requesting information from each relevant former and current employer of applicants. For more details about the MRC Scheme, please visit the website of the Hong Kong Association of Banks: https://www.hkab.org.hk/en/page/5/mandatory-reference-checking-scheme-phase-2

Applicants who are not invited for an interview within the 8 weeks after submission of application may assume their applications unsuccessful. We may review applications received for suitability for other posts within the Company. All personal data provided will be treated in strict confidence and used strictly for recruitment-related purposes only. We shall retain the personal data of unsuccessful applicants for a period of 24 months upon receipt of such application.