Associate / Senior Associate, Specialist, Know Your Customer, Consumer Banking (CB0050)

China, Beijing Branch; Hong Kong; On-site; HKD 750,000 - 1,100,000; Full time

Job summary

DBS Bank in Hong Kong is seeking a experienced KYC/AML professional to manage due diligence, client profiling and regulatory compliance within the Consumer Banking segment. The role involves validating funds sources and ensuring adherence to HKMA/MAS requirements, with emphasis on accuracy and risk controls.

You will also contribute to process improvements, prepare management reports, and collaborate with front office and support units.

Qualifications

• Minimum 5 years of KYC/AML experience in consumer banking or wealth management.
• Strong understanding of HKMA and MAS regulatory requirements.
• Excellent communication and interpersonal skills.
• Ability to work under pressure and meet tight deadlines.
• Professional AML certifications (e.g., CAMS) an advantage.

Responsibilities

• Perform EDD/CDD KYC due diligence and name screening.
• Review client profiles and verify source of funds/wealth.
• Interpret updates to policies and communicate changes to teams.
• Prepare presentations and management reports.
• Support AML champion to resolve KYC/AML issues.
• Drive continuous improvement for quality and efficiency.
• Assist in ad-hoc KYC/AML assignments.
• Participate in system enhancements and UAT projects.

Skills

KYC/AML knowledge

Project management

Bilingual English/Chinese

Education

University degree

Job description

Business Function

As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business - they were made just right for you.

Responsibilities

• Perform EDD/CDD KYC due diligence and name screening activities
• Review client profiles and validate the source of funds/wealth of each customer with proper corroboration
• Interpret and implement updates to internal policies, operating manuals, and checklists, effectively communicating changes to front office and business teams
• Prepare presentation deck, and produce management reports
• Support AML champion for CBG to resolve issues that arise from a KYC/AML perspective between FCSS, Front Office and Supporting Units
• Recommend and drive continuous improvement initiatives to enhance the quality and efficiency of team outputs
• Assist in ad-hoc assignments relating to KYC AML
• Participate in any system enhancement UAT, and projects assigned

Requirements

• University graduate with at least 5 years of KYC/AML experience in Consumer Banking and Wealth Management.
• Strong and comprehensive understanding of regulatory requirements pertinent to KYC/AML (ie HKMA and MAS).
• Strong in project management, problem solving skills and interpersonal skills.
• Self-motivated, independent, strong sense of ownership with ability to work in a team environment.
• Possess excellent proficiency in both English and Chinese.
• Able to work under pressure and tight deadlines
• Certifications in AML such as Certified Anti Money Laundering Specialist (CAMS) or International Association Diploma in Anti Money Laundering would be an advantage.

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

Location: One Island East

Job: Compliance

Schedule: Regular

Employee Status: Full time