Wordings Technician - 12 month FTC

Lockton; Greater London; On-site; GBP 50,000 - 70,000; Full time

Job summary

Lockton is seeking a skilled Wordings Specialist to conduct Second Pair of Eyes (SPOE) reviews on wordings drafted by junior Wordings Technicians. The role also reviews Terrorism, Political Violence and Crisis Management / Active Assailant wordings and supports renewals for International Property (Rest of World) and North American Property teams.

You will draft bespoke clauses and extensions to address client, broker or underwriter requirements, and ensure Property ROW and NAP wordings align

Qualifications

• SPOE reviews of wordings drafted by junior Wordings Technicians.
• Review Terrorism, Political Violence and Crisis Management / Active Assailant wordings.
• Assist with renewal wordings, endorsements and amendments for International Property (Rest of World) and North American Property teams.
• Draft bespoke clauses and extensions addressing client, broker or underwriter requirements.
• Review Property ROW and NAP wordings against Market Reform Contracts (MRCs) for alignment including limits, sublimits, deductibles, conditions, exclusions, extensions and endorsements.

Responsibilities

• Conduct SPOE reviews of wordings drafted by junior Wordings Technicians.
• Review and validate Terrorism, Political Violence and Crisis Management / Active Assailant wordings.
• Assist with drafting renewal wordings, endorsements and amendments for International Property (Rest of World) and North American Property teams.
• Draft bespoke clauses and extensions on an as-needed basis to address client, broker or underwriter requirements.
• Review Property ROW and NAP wordings against drafted Market Reform Contracts (MRCs) to ensure the wording and MRC are fully aligned, including limits, sublimits, deductibles, conditions, exclusions, extensions and endorsements.
• Conduct technical wording reviews for the UK Retail Team.
• Prepare wording comparisons where a client is considering moving from one market wording to another.
• Identify differences in coverage, definitions, exclusions, extensions, deductibles, sublimits and policy triggers.
• Provide clear, practical summaries of coverage enhancements, restrictions and points requiring broker or underwriter clarification.
• Maintain and update the manual wording tracker spreadsheet, including wordings drafted, issued, returned and outstanding.
• Produce weekly reports for Property ROW and NAP teams showing overdue wordings and documentation not yet returned to the Wordings Team.
• Escalate overdue or unresolved items where required to maintain workflow discipline and audit trail integrity.
• Support good file governance by ensuring wording activity and status updates are accurately recorded.
• Attend weekly NAP and Terrorism meetings.
• Report back to the relevant teams on wording issues, underwriter queries, new clauses, emerging market practice and significant Lloyd's / LMA clause developments.
• Assist with ad hoc wording reviews for new Property ROW and NAP accounts.
• Act as a technical wording resource to brokers and producers, providing concise and commercially practical feedback.

Skills

SPOE reviews

Wordings drafting

Policy interpretation

Coverage analysis

Attention to detail

Lloyd's market knowledge

Tools

Wordings tracker spreadsheet

Job description

• Conduct Second Pair of Eyes (SPOE) reviews of wordings drafted by junior Wordings Technicians.
• Review and validate Terrorism, Political Violence and Crisis Management / Active Assailant wordings.
• Assist with drafting renewal wordings, endorsements and amendments for International Property (Rest of World) and North American Property teams.
• Draft bespoke clauses and extensions on an as-needed basis to address client, broker or underwriter requirements.
• Review Property ROW and NAP wordings against drafted Market Reform Contracts (MRCs) to ensure the wording and MRC are fully aligned, including limits, sublimits, deductibles, conditions, exclusions, extensions and endorsements.

Your Responsibilities

• Conduct Second Pair of Eyes (SPOE) reviews of wordings drafted by junior Wordings Technicians.
• Review and validate Terrorism, Political Violence and Crisis Management / Active Assailant wordings.
• Assist with drafting renewal wordings, endorsements and amendments for International Property (Rest of World) and North American Property teams.
• Draft bespoke clauses and extensions on an as-needed basis to address client, broker or underwriter requirements.
• Review Property ROW and NAP wordings against drafted Market Reform Contracts (MRCs) to ensure the wording and MRC are fully aligned, including limits, sublimits, deductibles, conditions, exclusions, extensions and endorsements.

Coverage Analysis & Comparisons

• Conduct technical wording reviews for the UK Retail Team.
• Prepare wording comparisons where a client is considering moving from one market wording to another.
• Identify differences in coverage, definitions, exclusions, extensions, deductibles, sublimits and policy triggers.
• Provide clear, practical summaries of coverage enhancements, restrictions and points requiring broker or underwriter clarification.

Quality Assurance, Tracking & Reporting

• Maintain and update the manual wording tracker spreadsheet, including wordings drafted, issued, returned and outstanding.
• Produce weekly reports for Property ROW and NAP teams showing overdue wordings and documentation not yet returned to the Wordings Team.
• Escalate overdue or unresolved items where required to maintain workflow discipline and audit trail integrity.
• Support good file governance by ensuring wording activity and status updates are accurately recorded.

Market, Team & Technical Support

• Attend weekly NAP and Terrorism meetings.
• Report back to the relevant teams on wording issues, underwriter queries, new clauses, emerging market practice and significant Lloyd's / LMA clause developments.
• Assist with ad hoc wording reviews for new Property ROW and NAP accounts.
• Act as a technical wording resource to brokers and producers, providing concise and commercially practical feedback.

Qualifications

• Strong understanding of commercial property insurance, business interruption, Terrorism, Political Violence and Crisis Management / Active Assailant wordings; familiarity with London Market and Lloyd's structures; ability to interpret MRCs and policy documentation.
• Experience reviewing, drafting or amending policy wordings, endorsements, extensions, exclusions and manuscript clauses with a high level of accuracy.
• Ability to identify gaps, inconsistencies and ambiguity between wording, MRC and placement intent, and to propose practical solutions.
• Strong attention to detail and confidence conducting SPOE reviews of junior team members' work.