Wholesale Know Your Customer Analyst

JPMorganChase; Bournemouth; On-site; GBP 40,000 - 55,000; Full time

Job summary

A leading financial services firm is seeking a Wholesale KYC Analyst in Bournemouth. The role involves onboarding clients, ensuring compliance with KYC regulations, and building strong relationships with partners. Ideal candidates will possess excellent analytical and communication skills, and the ability to manage complex situations while maintaining client trust. Experience in risk management and AML/KYC is a plus. Join a diverse team in a global investment bank committed to integrity and client service.

Qualifications

• Fluent English, with excellent written and spoken communication.
• Ability to manage workload effectively and remain organised.
• Experience in AML/KYC or related fields is preferred.

Responsibilities

• Complete Enhanced Due Diligence cases for new-client onboardings.
• Timely escalation of key risks to senior management.
• Build strong partnerships and eliminate roadblocks internally.
• Stay updated on regulatory changes that impact processes.

Skills

Fluent English

Excellent attention to detail

Strong written and oral communication skills

Effective time management

Strong analytical and problem-solving skills

Job description

Are you naturally inquisitive and love diving deep into information? Do you thrive on building strong relationships with business partners? If so, our KYC team within the Commercial Investment Bank is the perfect place for you!

As a Wholesale Know Your Customer (KYC) Analyst within the Wholesale KYC Operations team you will be focused liaising with the Middle Office to gather, review and verify documents to meet KYC requirements as it pertains to new client relationships in the Commercial & Investment Bank (CIB). As a Wholesale KYC Analyst, you will be onboarding new and incremental business in the Commercial and Investment Bank, partnering with multiple stakeholders to ensure the KYC records are completed accurately and on time, and completing adhering to Global Anti-Money Laundering (AML) Standards.

Job responsibilities

• Complete Enhanced Due Diligence cases for new-to-bank onboardings as well as existing reviews for the CIB (Commercial Investment Bank) Middle Office, prioritise active requests, provide status updates of key onboardings
• Timely escalation of key risk/issues to senior management
• Identify and execute process improvements (global and team level), provide guidance and support on key process and technology initiatives
• Ensure all information to and from our Clients is accurate, complete and compliant with AML, Local and Corporate Due Diligence requirements
• Stay up to date of any changes to processes and procedures, regulatory change and ensure impacts are identified for in-progress requests
• Manage personal workload and priorities ensuring timely escalation of key risks/issues to management
• Identify and execute process improvements, provide guidance and support on key process and technology initiatives to the business
• Build and develop strong partnerships, identify challenges and eliminate roadblocks with all internal partners
• Utilise the technology tools from the transform the bank change management team to enhance the productivity and quality of own workload
• Evaluate higher risk profiles - with exposure to client types such as FinTech's, Third party payment processors and Virtual Asset Service Providers to determine appropriate risk mitigation.
• Balance regulatory requirements with a seamless customer experience, utilising problem solving abilities to address complex challenges in a way that maintains trust and satisfaction

Required qualifications, capabilities and skills

• Fluent English
• Excellent attention to detail
• Strong written and oral communication skills
• Effective at managing time appropriately and organising workload for maximum productivity
• Independent, self-motivated with an ability to adapt and be flexible in a team environment
• Resilient interpersonal skills, ability to partner with internal stakeholders
• Client focused whist maintaining a strong controls mind-set
• Proactive and flexible approach to personal workload and wider team targets
• Ability to multi-task effectively and leverage internal resources
• Strong analytical and problem-solving skills, combined with excellent time management and organisational skills

Preferred qualifications, capabilities and skills

• Relevant experience in AML/KYC, Risk Management, Compliance, Law enforcement specific to fraud and illicit money movement
• Working knowledge of risk factors that may impact specific products and industries
• Previous payments/cash management experience and the ability to navigate stakeholder relationships
• TPA (Third party activity) experience or equivalent experience on other High Risk client types e.g TPA, Banks etc.

About Us

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world's most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit FAQs for more information about requesting an accommodation.

About the Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.