Wealth Manager - Coutts

Royal Bank of Scotland; Tunbridge Wells; Hybrid; GBP 70,000 - 110,000; Full time

Job summary

Royal Bank of Scotland seeks a Wealth Manager in Tunbridge Wells to oversee banking, lending and investment needs for high net worth private banking clients. You will advise on holistic wealth plans and work across Kent, meeting clients and liaising with internal and external stakeholders.

You will deliver wealth management product advice, reviews and develop strategies, guiding wealth managers on complex planning.

Qualifications

• Holder of a QCA Level 4 Advice licence with a strong track record advising high‑net‑worth clients.
• Progression to Level 6 within 2 years is expected.
• Experience in pensions, financial planning and wealth management.
• Strong client profiling, risk analysis and asset allocation skills.
• Excellent relationship-building and market knowledge.

Responsibilities

• Provide suitable banking, lending and wealth management advice to grow, profit and diversify an assigned portfolio.
• Conduct investment and pension reviews and coordinate with specialists as needed.
• Guide and motivate wealth managers on complex financial planning products in team settings.
• Deliver wealth management product advice and sales to private wealth clients.
• Act as a role model in new business development, client management and stewardship.

Skills

Investment skills

Risk analysis

Asset allocation

Client profiling

Relationship building

Regulatory license

Education

QCA Level 4 Advice licence

Level 6 progression plan

Job description

Join us as a Wealth Manager

We'll look to you to manage the banking, lending and investment needs of our High Net Worth (HNW) private banking clients

In this influential role, you'll become a trusted adviser to investment clients as you develop and deliver their holistic wealth plans

With significant exposure, you'll enjoy extensive networking as you liaise with multiple internal and external stakeholders

You'll work from our Tunbridge Wells office at least two days a week whilst also attending regular client meetings across Kent when required

What you'll do

As a Wealth Manager, you'll be providing suitable banking and lending wealth management advice, including investments. And we'll look to you to manage the growth, profitability and business mix of an assigned portfolio.

You'll also be undertaking investment and pension reviews, engaging specialists where appropriate, and making sure that client experience guidelines are adhered to. And you'll be providing guidance and motivation to wealth managers on complex financial planning products and services using innovative ideas and participation in team meetings.

You'll also be:

• Delivering profitable and sustainable business growth across a broad product range
• Demonstrating outstanding client service, professionalism and risk management
• Ensuring the completion and timeliness of client reviews, including updating client profiles and wealth balance sheets for all clients
• Providing wealth management product advice and sales to clients in private wealth and private banking
• Acting as a role model to private bankers in private wealth and private banking through exemplary new business development, client management and stewardship

The skills you'll need

You'll already hold a QCA level 4 Advice licence with a strong record of advising HNW clients. You'll have already started your journey to level 6 which is an expectation within 2 years. You'll also need investment skills, including expertise in detailed client profiling, risk analysis and asset allocation.

As part of this role, you'll also be working towards an externally recognised qualification that will help you deliver an outstanding service to our customers.

You'll also demonstrate:

• The ability to articulate current views on the macro-economic environments and financial markets
• Good relationship and interpersonal skills
• Proven track record of meeting financial and service targets
• Extensive experience in pensions and financial planning
• The ability to act as a representative in the market place and build powerful relationships with internal and external centres of influence

Hours

35

Job Posting Closing Date:

23/11/2026

Ways of Working:Hybrid