Vulnerability, Accessibility & Inclusion Lead

Monzo; United Kingdom; Remote; GBP 68,000 - 87,000; Full time

Benefits offered by this job

Equity

Incentive Awards tied to performance

Remote-friendly work setup

Job summary

Monzo is seeking a Vulnerability, Accessibility & Inclusion Lead to drive VAIB strategy and governance across products, journeys and operations. The role entails turning regulatory and customer insight into clear priorities, roadmaps and measurable improvements.

You will collaborate with Risk, Compliance, Product and Operations to embed VAIB requirements and improve customer outcomes while shaping communications and governance across the business.

Qualifications

• Deep expertise in vulnerability, accessibility, inclusion and bereavement.
• Strong knowledge of legal, regulatory and industry standards (FG21, Consumer Duty, Equality Act 2010, WCAG, European Accessibility Act).
• Experience developing and embedding strategy at scale with measurable outcomes.
• Comfortable challenging senior stakeholders and influencing cross‑functional teams.

Responsibilities

• Lead the development and embed VAIB strategies, roadmaps and governance.
• Assess products and services against regulatory standards; identify gaps and drive improvements.
• Act as a senior SME on VAIB issues; build capability across Monzo.

Skills

Regulatory analysis

Stakeholder management

Vulnerability & inclusion expertise

Strategic roadmapping

Job description

Vulnerability, Accessibility & Inclusion Lead

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo

UK Remote | £68,400-86,550 + equity + Incentive Awards tied to your performance + Benefits This role is a 13 month secondment to cover caregiver leave within our Vulnerability, Accessibility, Inclusion and Bereavements (VAIB) team in Customer Operations.

Making money work for everyone is what we do at Monzo, but it only counts if it works for the people who need support the most. Our Vulnerability, Accessibility, Inclusion and Bereavements (VAIB) team is dedicated to breaking down barriers across the bank. We make sure that whether a customer is vulnerable, disabled, excluded, or experiencing a bereavement, they get a product and a service that is empathetic, accessible, and built entirely with them in mind.

As our VAIB Strategy Lead, you’ll set direction within your area of expertise and turn VAIB priorities into sustainable, well-governed improvements across Monzo. You’ll bring together regulatory requirements, customer insight, data and operational experience to understand where change is needed and help the business deliver it effectively. You’ll work closely with Strategy Managers and Analysts, Operations leaders, Product, Risk, Compliance, Data, Engineering and teams across Monzo. You’ll make sure our strategic priorities are understood, appropriately governed and translated into measurable improvements for customers.

• Leading the development, integration and embedment of VAIB strategies, standards and regulatory expectations across Monzo’s products, customer journeys and operational processes.Turning the strategy into clear roadmaps, outcomes and priorities, giving strategic direction to the teams responsible for delivering them.
• Assessing our products, services and customer support against relevant legal, regulatory and industry standards, identifying gaps, risks and opportunities and driving improvements. As well ashorizon scanning, regulatory analysis and gap assessments, turning emerging legal, regulatory and industry developments into practical recommendations for Monzo.
• Acting as a senior subject matter expert on complex vulnerability, accessibility, inclusion and bereavement issues, including situations where there isn’t an established answer, whilst building VAIB capability across Monzo by sharing your expertise, coaching colleagues and supporting the development of Strategy Managers and Analysts.
• Working closely with first and second line Risk and Compliance teams to understand regulatory expectations, strengthen governance and controls, and make sure VAIB risks are identified and managed appropriately. Whilst taking ownership of significant VAIB risks, controls, formal actions or remediation programmes where needed, making sure activity is delivered to the right standard.
• Setting clear expectations and measures for customer outcomes, using data and insight to understand whether our strategies and standards are working and where our approach needs to change.
• Work closely with Operations and Senior Operations leaders to improve customer support pathways, service standards and outcomes, constructively challenging where performance or strategic alignment falls short.
• Using complaints, customer insight, operational data and other relevant information to identify systemic barriers or poorer outcomes and turn those findings into strategic action.
• Working with Product, Operations, Risk, Compliance and other teams to make sure VAIB priorities are understood and embedded in the way we design, deliver and improve products and services.
• Providing strategic direction on customer communications linked to VAIB, helping make sure information is clear, accessible, accurate and consistent with our approach.
• You have deep expertise in vulnerability, accessibility, inclusion and bereavement, and understand how to identify and reduce barriers that can prevent people from accessing products and services.
• You have strong knowledge of the legal, regulatory and industry standards relevant to VAIB, such as FG21, Consumer Duty, the Equality Act 2010, WCAG and the European Accessibility Act, andcan turn regulatory requirements, customer insight, data and operational experience into clear strategic priorities and practical recommendations.
• You have experience developing and embedding strategy at scale, including setting outcomes, roadmaps and measures of success.
• You’re comfortable working with Risk and Compliance teams and have experience identifying and managing risks, controls, governance requirements or remediation activity.
• You can provide credible challenge and influence senior stakeholders, including when an issue is complex, ambiguous or there isn’t an established solution.
• You have experience using customer and operational insight to identify systemic issues and improve customer outcomes.
• You can work effectively across different teams and disciplines, bringing people together around a clear strategic direction.
• You enjoy sharing your expertise and helping others build their capability.
• You’re excited about what we’re doing at Monzo and want to help us make money work for everyone.

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that’s listed just yet. Drop us your application, we’d love to hear from you!

What’s in it for you

£68,400-86,550 Incentive Awards tied to your performance.

We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

The application journey has 3 key steps

• Recruiter call (25 minutes)
• Technical interview with a task (60 minutes)

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

The closing date for applications is 21st October 2026. However, we’llclose this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.

#LI-REMOTE

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage