Underwriter

JR United Kingdom; Watford; On-site; GBP 60,000 - 80,000; Full time

Job summary

A global financial services provider is seeking Underwriters for a hybrid or remote role. The position involves handling dealer enquiries, supporting finance application conversions, and managing risk assessments. Candidates should have underwriting experience in assets, banking, or insurance, and possess strong problem-solving and teamwork skills. Competitive salary and career progression offered.

Benefits

Competitive salary

Excellent career progression

Potential bonus

Qualifications

• Asset underwriting experience preferred, but banking or insurance underwriting considered.
• Ability to work well both independently and as part of a team.
• Forward-thinking problem solver.

Responsibilities

• Handle dealer enquiries professionally via phone and email.
• Support the conversion of declined finance applications.
• Manage deferred applications by following up promptly.
• Assess referred finance proposals within delegated authority.
• Interpret financial statements to make informed credit decisions.
• Investigate CIFAS alerts for potential fraud.
• Flag operational issues and suggest solutions.
• Meet departmental KPIs and service standards.
• Collaborate across departments to support operational goals.
• Maintain compliance with internal policies and legislation.
• Safeguard the business against fraud and financial risk.

Skills

Teamwork

Problem-solving

Communication

Analytical skills

Job description

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An excellent opportunity has become available for Underwriters to join a global financial services provider. The job is available on either a hybrid or remote working basis (please note that initial training in the office is expected as is 1 day a month for team building purposes and attendance when business needs arise).

They are looking to hire 4 Underwriters (at varying levels of experience). The salary range is very broad and is dependent on the level of experience and mandates.

Key responsibilities include:

• Handle dealer enquiries professionally via phone and email.
• Support the conversion of declined finance applications into acceptable proposals within risk guidelines.
• Manage deferred applications by following up promptly and thoroughly.
• Assess referred finance proposals within delegated authority; escalate when needed.
• Interpret financial statements to make informed credit decisions.
• Investigate CIFAS alerts diligently and escalate potential fraud cases.
• Proactively flag operational issues and suggest practical solutions.
• Meet departmental KPIs and service standards.
• Collaborate across departments to support operational goals.
• Contribute flexibly to team tasks as required.
• Maintain compliance with internal policies, industry standards, and relevant legislation (e.g., Consumer Credit Act, Money Laundering, Data Protection).
• Actively safeguard the business against fraud and financial risk.

To be considered for this role, you must have:

• Asset underwriting experience is preferred, however candidates with Banking Underwriting, including Mortgages will also be considered as well as Insurance Underwriting.
• The ability to work well in a team and independently
• Be a forward-thinking problem solver

The successful candidates will be rewarded with a competitive salary, excellent career progression and potential bonus.