Technical Paraplanner

Bradley David Associates; Colchester; Hybrid; GBP 36,000 - 44,000; Full time

Benefits offered by this job

Hybrid working

Employer pension contributions

Life assurance

Employee Assistance Programme

Additional paid leave

Free parking

Job summary

Bradley David Associates is seeking an experienced Technical Paraplanner to join a well-established, growing independent financial planning firm in Colchester. You will work closely with Advisers, delivering comprehensive technical support across varied client portfolios and producing detailed reports.

The role emphasizes technical research, complex calculations (CGT, IHT, pension), and ensuring compliance. A Level 4 DipPFS and 3+ years paraplanning experience are preferred.

Qualifications

• This role requires a minimum of 3 years’ Paraplanning experience with a strong technical focus.
• Candidate should hold Level 4 Diploma in Financial Planning (DipPFS) or equivalent.
• Understanding of end-to-end financial advice process and tax planning is essential.

Responsibilities

• Prepare detailed suitability reports and supporting documentation.
• Conduct technical research and analysis based on client circumstances.
• Support Advisers in developing financial planning recommendations.
• Perform complex calculations including CGT, IHT and pension-related analyses.
• Review client arrangements and assess product features and changes.
• Use financial planning software to conduct comparisons and detailed analysis.
• Maintain FCA compliance in client files and documentation.
• Keep accurate case records in the back-office system.
• Collaborate with Advisers to progress cases and maintain high service levels.

Skills

Paraplanning experience

Technical knowledge

Attention to detail

Communication skills

Organisational skills

Education

Level 4 Diploma in Financial Planning (DipPFS)

Tools

Microsoft Office

Back-office systems

Job description

We are working with a well-established and growing independent financial planning firm that is looking to appoint an experienced Technical Paraplanner to its team.

This is an excellent opportunity for an experienced Paraplanner who enjoys the technical side of financial planning and wants to join a professional, supportive environment where quality of advice and client service are at the heart of the business.

Working closely with experienced Financial Advisers, you’ll provide comprehensive technical support across a varied client portfolio, undertaking detailed research, analysis and report writing to help deliver high-quality financial planning solutions.

The Role

Your responsibilities will include:

• Preparing detailed suitability reports and supporting documentation.
• Undertaking technical research and analysis based on individual client circumstances.
• Supporting Advisers in developing appropriate financial planning recommendations.
• Carrying out complex calculations and analysis, including CGT, IHT and pension-related calculations.
• Working across a broad range of investments, pensions and tax-planning solutions.
• Reviewing existing client arrangements, including product features, benefits and the implications of proposed changes.
• Using financial planning and industry software to undertake comparisons and detailed technical analysis.
• Ensuring client files and documentation meet internal compliance standards and FCA requirements.
• Maintaining accurate records and managing ongoing cases through the firm’s back-office system.
• Working closely with Advisers and colleagues to ensure cases progress efficiently and clients receive a consistently high level of service.

What We’re Looking For

This position would suit an established Paraplanner with strong technical knowledge who is comfortable managing detailed and sometimes complex cases.

Ideally, you will have:

• A minimum of 3 years’ experience within a Paraplanning role.
• Level 4 Diploma in Financial Planning (DipPFS) or equivalent.
• A good understanding of the end-to-end financial advice process.
• Experience producing suitability reports and undertaking technical research.
• Strong knowledge across pensions, investments and tax planning.
• Experience with more complex planning areas would be advantageous, including trusts, IHT planning, EIS/VCT, business relief investments, offshore/onshore bonds and SIPP/SSAS arrangements.
• Excellent attention to detail and a commitment to producing high-quality work.
• Strong written and verbal communication skills.
• The ability to organise and prioritise a varied workload.
• Confidence using Microsoft Office and financial services-specific systems.

Candidates who are working towards, or have ambitions to achieve, Chartered status would be particularly well suited to the opportunity.

Salary & Benefits

The successful candidate will receive a salary from £40,000 and upwards, with flexibility depending on experience, alongside a comprehensive benefits package including:

• 25 days’ annual leave plus bank holidays.
• Annual leave increasing with length of service, up to 30 days.
• Option to purchase additional annual leave.
• Employer pension contributions.
• Life assurance.
• Employee Assistance Programme.
• Additional paid leave for community or volunteering activities.
• Free parking.

The business offers a hybrid working arrangement, with the opportunity to work from home for up to 2 days per week following successful completion of probation.

Why Apply?

This is an opportunity to join a successful and expanding financial planning business where you’ll work alongside experienced professionals and have exposure to a genuinely varied range of technical planning work.

The firm offers a supportive and collaborative working environment, alongside opportunities to continue developing your technical knowledge and professional qualifications.