Strategic Product, Pricing & Underwriting Risk Leader

AXA; Bolton; Hybrid; GBP 65,000 - 90,000; Full time

Job summary

AXA Insurance UK is seeking a Product, Pricing and Underwriting Risk Manager to support Distribution, Product, Pricing and Underwriting teams. You will embed risk practices, ensure controls are fit for purpose and promote a risk-aware culture across teams.

You'll work in a hybrid pattern, with at least two days per week away from home, increasing to three days from January 2027, and you'll coordinate risk assessments, MI reporting and third-party oversight to strengthen customer outcomes.

Qualifications

• Proven risk management experience in insurance or financial services.
• Understanding of product development and underwriting risks.
• Knowledge of FCA/PRA requirements and risk frameworks.
• Ability to influence stakeholders and build cross-team partnerships.

Responsibilities

• Embed AXA UK Enterprise Risk Management Framework within Product, Pricing and Underwriting.
• Maintain risks, controls and action plans in UK Risk Library.
• Facilitate Risk and Control Self Assessments with risk owners.
• Collaborate to identify, assess and mitigate product and pricing risks.
• Develop risk MI and reports for decision-making.
• Support FutureGen Risk programme milestones.
• Work with Line 2 Risk to ensure framework consistency.
• Oversee third-party risk controls and policy alignment.

Skills

Risk management

Product development

Pricing strategies

Underwriting risks

FCA/PRA knowledge

Stakeholder management

Data analysis

MI development

Team coaching

Communication

Job description

AXA Insurance UK is seeking a Product, Pricing and Underwriting Risk Manager to support Distribution, Product, Pricing and Underwriting teams. You will embed risk practices, ensure controls are fit for purpose and promote a risk-aware culture across teams.

You'll work in a hybrid pattern, with at least two days per week away from home, increasing to three days from January 2027, and you'll coordinate risk assessments, MI reporting and third-party oversight to strengthen customer outcomes.