Strategic Life Underwriter

HFG; City Of London; Remote; GBP 50,000 - 70,000; Full time

Job summary

A leading Life Insurer in the UK is seeking an experienced Strategic Underwriter to manage audit queries and quality assurance processes in Life Insurance, Critical Illness, and Income Protection underwriting. The ideal candidate should have strong underwriting experience and be capable of driving process improvements. This is a remote position.

Qualifications

• Extensive experience in Life Insurance underwriting, specifically in Critical Illness and Income Protection.
• Strong capability in handling audit queries effectively.
• Ability to analyze data for improving underwriting processes.

Responsibilities

• Manage post-issue underwriting non-disclosure quality assurance processes.
• Analyze data to implement improvements in auditing.
• Collaborate with stakeholders to enhance underwriting practices.

Skills

Life Underwriting

Audit Queries

Data Analysis

Job description

New Vacancy - Strategic Underwriter | Life Insurance - Life, Critical Illness & Income Protection
United Kingdom
Remote

I am currently partnered with a leading Life Insurer who are seeking a Strategic Underwriter to join their growing team. This role will be managing Post-Issue Audit Queries and Quality Audit aspects of Underwriting in this space. You will be involved in Retrospective Claims work and Rules changes within the engine.

My client is looking for an experienced Life Underwriter with strong Underwriting experience within Life, CI and IP and someone who has dealt with audit queries.

Key Responsibilities

• Ensure a robust post-issue underwriting non-disclosure quality assurance process is carried out to maximise value, collaborating with key stakeholders to drive the programme forward.
• Analyse collected data to identify, recommend, and implement opportunities for improvement or change.
• Ensure post-issue communications are clear, accurate, and supported by appropriate evidence collation.
• Contribute to the training and development of the distribution team by identifying and reporting trends where non-disclosure practices could be enhanced.
• Recommend improvements to data collection and audit processes to maintain effective quality assurance and data analysis.
• Collaborate with the Automated Underwriting Team to recommend enhancements to question sets and/or underwriting philosophy.
• Maintain up-to-date knowledge of underwriting philosophies, processes, systems, reinsurance manuals, and internal guidelines.
• Provide support for retrospective underwriting in claims assessments.
• Contribute to the internal underwriting quality assurance programme.
• Attend underwriting-related industry meetings and seminars as required.