Strategic Leader, Business Credit Standards & Policy

Virgin Money UK; Greater London; Hybrid; GBP 90,000 - 110,000; Full time

Job summary

A leading financial institution in the UK is seeking an experienced individual to manage credit standards within the Business Banking portfolio. You will lead development and governance initiatives, ensuring adherence to policies and building relationships with stakeholders. The ideal candidate has extensive experience in business banking lending, a strong understanding of credit risk processes, and excellent communication skills. This hybrid role offers a competitive salary package and an opportunity to make a meaningful impact.

Benefits

25 days holiday per year

Private medical insurance

Competitive pension plan

Performance-related bonus

Career training and development

Flexible benefits scheme

Life assurance

Paid volunteering days

Qualifications

• Extensive experience in business banking lending with direct responsibility for developing lending criteria.
• A strong track record in roles focused on credit risk and lending standards.
• Deep knowledge of business banking products and regulatory environment.

Responsibilities

• Manage the design and implementation of credit standards for the Business Banking portfolio.
• Lead the development and review of credit standards and authority frameworks.
• Monitor adherence to credit policies and escalate gaps as needed.

Skills

Experience in business banking lending

Understanding of credit risk and lending standards

Communication skills

Leadership and people management

Collaboration skills

Attention to detail

Job description

A leading financial institution in the UK is seeking an experienced individual to manage credit standards within the Business Banking portfolio. You will lead development and governance initiatives, ensuring adherence to policies and building relationships with stakeholders. The ideal candidate has extensive experience in business banking lending, a strong understanding of credit risk processes, and excellent communication skills. This hybrid role offers a competitive salary package and an opportunity to make a meaningful impact.