Software Engineer - Banking

United States Digital Space LLC; Greater London; Hybrid; GBP 80,000 - 120,000; Full time

Benefits offered by this job

Competitive Salary and Equity

Diverse and Inclusive Team

Inspiring Mission

Flexible Benefits

Health and Well-being

Quality Time Together

Personal Time Off

Hybrid working in London

Job summary

United States Digital Space LLC is hiring a Software Engineer (B2B Lending & Payments) in London. You will own the financial infrastructure powering client loan applications and payments, collaborating with stakeholders to define requirements and ship reliable systems.

Expect a role that blends deep technical work with product judgment, plus hybrid work from our London office three days a week with two days at home.

Qualifications

• Strong C# & .NET backend experience in a high-performance, distributed system.
• Familiarity with core banking, ledgers, loan origination and payment execution.
• Ability to own features end-to-end and translate customer workflows into tech requirements.
• Excellent communication with non-technical stakeholders and product managers.
• Experience with modern DevTools or automation to accelerate delivery.

Responsibilities

• Own loan application flow from submission to financing confirmation, ensuring clarity, speed and trust.
• Ensure correct, secure processing of all payments across the loan lifecycle.
• Support audit and due diligence workflows to maintain collateral control.

Skills

C# & .NET

Core banking

Ownership of features

Stakeholder comms

Developer tooling

Job description

Job Title: Software EngineerType: Full-timeLocation: London

Launched in 2023, the company is a fast-growing fintech scale-up operating in multiple countries across Europe and Americas.

At the company we are on a mission to reshape the future of SMEs with AI at the forefront. Our all-in-one operating system has banking at its core, and empowers small business owners and their teams to seamlessly manage and optimize every aspect of their business with AI agents.

By focussing on specific industries, the company delivers tailored, high-value solutions, while building innovative AI products to further unlock significant growth opportunities for our customers. the company operates globally, with ambitions to further expand its footprint to redefine the fintech landscape for SMEs worldwide.

Join us on the the company journey as we revolutionise the SME economy and drive meaningful impact through innovation

The Role

We are hiring a Software Engineer (B2B Lending \& Payments) to take ownership of the financial infrastructure that powers how our clients finance their assets through the company.

We believe the most resilient lending and payment systems are built by engineers who operate at the intersection of deep technical mastery, genuine product judgment, and direct proximity to the client’s financing workflow. This is not a ticket-execution role. You will work with business stakeholders and clients to understand why a problem matters before deciding what to build then use agentic coding to ship the how fast and well.

Partnering with other engineers owning this domain, you will own two deeply connected responsibilities. First, crafting the best possible experience for a client going through a loan application, from the moment they submit a request to the moment financing is confirmed, every step should feel clear, fast, and trustworthy. Second, ensuring that every payment executed throughout the loan lifecycle (interest accruals, supplier disbursements, reimbursement) is processed correctly, securely, and without exception. Third, supporting the physical audit and due diligence workflows that allow us to maintain control over the collateral throughout the life of the loan.

You will be the person the rest of the team pings when something in this domain breaks.

What do you need to be successful in this role?

• Expert C# \& .NET Engineering, mastery of the .NET ecosystem with a focus on building high-performance, distributed backend systems. You have a proven track record of shipping scalable, production-grade architectures where technical clarity and long-term maintainability are the default.
• Core banking \& ledger logic,a strong professional background in regulated financial environments. You understand the mechanics of ledgers, loan origination, and payment execution and the cost of getting any of it wrong.
• Mission-critical ownership: Demonstrated ability to own features end-to-end. You don't just "write code"; you analyze customer financing workflows, define rigorous technical requirements, and take full accountability for the reliability of every transaction you process.
• Highly effective stakeholder communication, capable of seamlessly translating deep technical concepts for non-technical stakeholders (customers, product managers) and clearly translating business objectives into prioritized engineering tasks.
• Practical experience leveraging modern developer tools (such as agentic coding or advanced automation techniques) to achieve significantly accelerated development velocity while rigorously upholding code quality standards.

What will you find working at the company?

• Competitive Salary and Equity: We offer highly competitive salaries and a stake in our success with share options because we're building this together.
• Diverse and Inclusive Team: Join a dynamic and international team in excess of 8 nationalities. You'll have the chance to work with experienced professionals from around the world, fostering a rich learning environment.
• Inspiring Mission: We are dedicated to revolutionizing business financing and making a positive impact on the European economy. Your work at the company will have a lasting effect on businesses and communities.
• Flexible Benefits: Access Flexible Retribution benefits through a convenient mobile app
• Health and Well-being: Your health matters to us. You will have access to top-quality Medical \& Mental Health Insurance.
• Quality Time Together: We foster a sense of community with annual gatherings and bi-weekly office team gatherings. You're more than welcome to join us for quality time.
• Personal Time Off: Enjoy flexibility with your personal time off.
• Flexibility and Ownership: We trust our team and we are goal-oriented. Enjoy the flexibility of hybrid working 3 days a week in our London office and 2 days at home.

Diversity and Inclusion

the company promotes an inclusive culture that seeks equity and values different perspectives. We are proud to be an equal opportunity employer and consider all qualified applicants for employment without regard to race, color, religion, age, sex, sexual orientation, gender, gender identity, national origin, disability, veteran status or any other legally protected characteristic.