Snr Credit Analyst

Allianz; Camden Town; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A global insurance and risk management company in Camden Town seeks a Senior Credit Analyst to manage a portfolio of buyers. Responsibilities include buyer assessments, reporting, and continuous portfolio monitoring to identify risks. Ideal candidates will have experience in credit assessment, strong communication skills, and an understanding of finance. This role offers hybrid working and various benefits.

Benefits

Life assurance

Health cash plan

Income Protection

Employee Share Incentive Plan

Various discounts on insurance

Qualifications

• Experience in credit assessment or risk underwriting departments.
• Strong knowledge in Finance and Credit Management.
• Ability to work collaboratively in a team.

Responsibilities

• Conduct thorough assessments of buyers within the portfolio.
• Maintain contacts with buyers through visits and calls.
• Prepare detailed buyer visit and GRIC reports.
• Provide analyses and continuously monitor the portfolio.
• Participate in projects supporting strategic goals.
• Present cases to the Credit Committee.

Skills

Market Knowledge

Business Expertise in Credit Assessment

Interpersonal Skills

Strong Communication Skills

Education

Proficient level of English

Job description

Role Summary

The Senior Credit Analyst is responsible for proactively managing a portfolio of buyers, ensuring that comprehensive information is gathered to assess each buyer's creditworthiness. This role involves representing Allianz Trade locally in front of buyers, assessing them according to defined targets, and supporting our risk management strategy.

Main Responsibilities

• Buyer Assessment: Conduct thorough assessments of buyers within the portfolio, ensuring all relevant financial and business information is collected and analyzed.
• Contact Management: Realise and maintain numerous contacts with buyers through visits and phone calls to facilitate accurate assessments.
• Reporting: Prepare detailed buyer visit reports and GRIC reports to document findings and insights.
• Portfolio Monitoring: Provide analyses with direct buyer contact and continuously monitor the portfolio to identify potential risks or changes in credit status.
• Project Involvement: Take responsibility in projects and initiatives supporting RBM and IRP-related matters, contributing to the overall strategic goals of the organization.
• Presentation of cases to Credit Committee.

What We Are Looking For

• Market Knowledge: In-depth understanding of the local economic environment and expertise in specific regions and/or trade sectors to provide informed credit assessments.
• Business Expertise: Proven success record of working in credit assessment or risk underwriting departments, with strong knowledge of Finance and Credit Management, and expertise in buyer assessment.
• Interpersonal Skills: Ability to work collaboratively in a team, make informed grading decisions, and maintain self‑motivation.
• Strong communication skills to engage with third parties and ensure good relationships with the Risk Underwriting team.
• Educational Requirements: Proficient level of English, facilitating effective communication and documentation.
• Future Challenges: Ability to make accurate grading decisions to minimize claims and ensure a satisfactory level of proprietary information is available to make risk decisions clearer for our customers.

What We Offer

• Life assurance
• Health cash plan
• Income Protection
• Hybrid working
• Employee Share Incentive Plan
• Various discounts on insurance through the Allianz Partnership

Technology and Innovation

We are seeking candidates who are naturally curious and have a keen interest in technology and innovation. As we navigate the future, we value individuals who are eager to stay updated with the latest digital trends and advancements. The ideal candidate should demonstrate a proactive approach to learning and adapting to new tools and technologies, especially Artificial Intelligence (AI) powered tools, showcasing a forward‑thinking mindset that aligns with our vision for growth and progress.

Equal Opportunity Statement

We are proud to be an equal opportunity employer and encourage you to bring your whole self to work, no matter where you are from.