Senior Underwriter Property and Casualty - North West

Howden Group Holdings; Greater Manchester; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A global insurance group is seeking a Senior Underwriter for Property and Casualty based in Manchester. This role will involve building strong broker relationships, underwriting various risks, and contributing to market visibility. The ideal candidate has over 10 years of experience and a proven record in managing mid-market risks. Join to shape effective underwriting solutions and lead growth in the North West region.

Benefits

Career progression opportunities

Supportive work environment

Flexible working arrangements

Qualifications

• 10+ years of Underwriting experience.
• Proven track record of building a portfolio of mid-market property and casualty risks.
• Brand ambassador qualities and ability to meet clients.

Responsibilities

• Shape and deliver DUAL’s Property and Casualty proposition to market.
• Build strong relationships with brokers and provide excellent customer service.
• Underwrite both New & Renewal business in line with DUALs strategy.

Skills

Influence and negotiation skills

Analytical thinking

Attention to detail

Portfolio management

Interpersonal skills

Education

Professional underwriting qualifications

Job description

Who are we?

Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no‑limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 23,000 employees spanning over 56 countries.

People join Howden for many different reasons, but they stay for the same one : our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like‑minded people driving change at Howden.

We’re looking for the underwriters who want something bigger, who think a little differently and are ready for change. At DUAL, we’re expanding our regional footprint and are looking for expert underwriters, well regarded in their local market, to join us to shape something different. You’ll initially work with the DUAL leadership team to refresh our Commercial Combined proposition before actively trading with Brokers in the early part of 2025. You’ll be working as part of 10+ person strong branch, reporting into the Regional Manager, and be supported by Business Development Managers as we continue to grow in the regional market. We’re initially recruiting in the North West market (Manchester office) but are open Underwriting experts across the UK.

Role overview & Role responsibilities

• Work with peers and line of business leaders to shape and deliver DUAL’s Property and Casualty (Commercial Combined) proposition to market, providing considered ideas to evolve the proposition and profitably develop the account.
• Actively contribute towards DUALs visibility in the local market, working closely with Brokers to identify underserved segments where DUAL can shape propositions to gain market share.
• Build strong relationships with brokers, negotiating effectively, and providing excellent customer service at all times.
• Ability to underwrite both New & Renewal business in line with DUALs underwriting strategy, within DUALs underwriting framework.
• Expertly deploy the full extent of Underwriting authority to craft solutions to risks.
• Support the wider team and business to deliver the best of DUAL to our broker partners and customers.
• Work diligently to ensure documentation and underwriting files are thoroughly checked and terms are accurately issued in a timely manner.

Key requirements

• Proven track record of building a portfolio of mid‑market property and casualty risks, writing risks £10k+ GWP.
• You’ll ideally have 10+ years of Underwriting experience.
• Professional underwriting qualifications desirable but not essential.
• Attention to detail, and ability to hit deadlines.
• Brand ambassador, meeting with clients where appropriate.
• Strong ability to influence and negotiate with brokers, with excellent interpersonal skills.
• Analytical and creative thinker in meeting Underwriting needs whilst working in partnership with brokers.
• Ability to understand the needs of each Underwriting line on a portfolio basis.
• Ability to motivate and gain buy‑in from others effectively.
• Committed to learning and development i.e. continual professional development.
• To work with confidence, embrace change, be inquisitive, resilient, imaginative and direct.
• Ability to communicate theories and ideas.
• Pro‑active & flexible approach to your Role.

To Conclude

Join DUAL as a Senior Underwriter in Property and Casualty, based in Manchester. Lead our growth in the North West, build strong broker relationships, and help shape innovative underwriting solutions. Be part of a market‑leading team driving change.

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us :

Our successes have all come from someone brave enough to try something new.

We support each other in the small everyday moments and the bigger challenges.

We are determined to make a positive difference at work and beyond.

Reasonable adjustments

We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours.

• or hybrid working

If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.

Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Permanent