Senior Underwriter – Financial Lines (D&O)

QBE Europe; Greater London; Hybrid; GBP 100,000 - 125,000; Full time

Job summary

A major insurance provider in Greater London is seeking a Senior Underwriter to join their Financial Lines team, specializing in D&O underwriting. The role involves complex underwriting tasks, supporting business plans, and establishing strong stakeholder relationships. Ideal candidates will have proven experience in the D&O insurance market, excellent negotiation skills, and a strong broker network. This position supports flexible working and is a chance to contribute significantly to a respected team.

Benefits

30 days holiday plus the option to buy 2 additional days

Flexible working opportunities

Pension with employer contributions

Private medical insurance for you and family

Family friendly policies with 26 weeks leave

Short term remote work abroad

Cycle-to-Work scheme

Qualifications

• Proven experience in the D&O insurance market, ideally handling major clients.
• Strong market presence and broker network.
• Ability to analyze and use data for decision-making.

Responsibilities

• Perform complex underwriting activities per legal and regulatory requirements.
• Support the annual business plan for the portfolio.
• Establish relationships with stakeholders.

Skills

Analytical Thinking

Communication

Insurance Underwriting

Risk Management

Negotiation Skills

Job description

Primary Details

• Time Type: Full time
• Worker Type: Employee
• Location: London
• Type: Permanent, full time
• Hybrid role, happy to talk flexible working

The Opportunity

QBE is hiring a Senior Underwriter (or Underwriter looking for their next career step) to join our Financial Lines team, specialising in D&O underwriting. This is an excellent opportunity to work within a respected team that leads many facilities in the Lloyd’s market and is focused on growing its global D&O book.

We underwrite a broad, worldwide portfolio across Lloyd’s and company paper for both primary and excess layers. If you have strong market presence, a trading mindset, and an interest in emerging areas such as Digital Assets, we’d love to hear from you.

Your New Role

• Perform complex underwriting activities in accordance with all legal and regulatory requirements to ensure obligations are met
• Support the development of the annual business plan for the portfolio and ensure delivery of the plan
• Contribute and participate in all meetings, in order to share and develop strategy, knowledge and best practice
• Adhere to underwriting standards, instructions and good practice to minimize risk and maximize efficiency
• Apply any reinsurance requirements to minimize risk and to deliver business plan objectives
• Act as a technical expert to support the identification of issues and opportunities within area of expertise
• Establish and strengthen strong relationships with stakeholders including customers, brokers, business partners and colleagues, to maximize influence and achieve business objective
• Contribute and influence in the review and analysis of the portfolio to identify progress toward business objectives
• Contribute to the aggregate management and peer review processes to encourage and develop excellence

Having the right to work in the UK is a requirement for this role. QBE may consider sponsorship at its discretion.

About you

• Proven experience within the D&O insurance market, ideally handling major clients or equivalent financial lines business
• Strong broker network and market presence, with ability to trade effectively and drive new business
• Interest in Digital Asset risk and emerging technologies, with curiosity to explore this growing area
• Solid understanding of policy wordings, relevant regulations, and market trends acumen to identify and maximise profitable opportunities, with a clear grasp of key profit drivers
• Ability to analyse and use data for decision-making, spotting growth potential within the portfolio
• Excellent negotiation skills and innovative approach to underwriting and programme design
• Strong organisational, prioritisation, and interpersonal skills to build rapport and credibility with stakeholders

Why QBE? At My Best

At QBE, we want our people to feel rewarded and inspired to perform at their best, that’s why we have created “At My Best”. It’s our connection, our way of showing we have your back. We understand that one size doesn’t fit all and that priorities can change depending on your life stage. That is why our blend of wellbeing initiatives and benefits offer flexibility to suit what matters most to you. It’s in the culture of our business, our QBE DNA, to support our people. Everything we do is underpinned by our QBE DNA.

We’re an international insurer that’s building momentum towards realising our vision of becoming the most consistent and innovative risk partner. We can never really predict what’s around the corner, but at QBE we’re asking the right questions to enable a more resilient future – helping those around us build strength and embrace change to their advantage.

QBE aims to build a workplace that is fair and inclusive because we want to attract and retain the best people to do the job, we have adopted flexible working across the company and welcome this conversation (https://qbeeurope.com/careers/flex-qbe/).

With more than 13,000 people working across 27 countries, we’re big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind.

To find out more about why you should work for QBE, visit our careers website.

At My Best - QBE Benefits

You are more than your work – and QBE is more than a workplace, which is why we provide you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. As well as the benefits below we also offer an extensive choice of other options to suit you!

• 30 days holiday a year with the option to buy up to 2 additional days.
• Flexible working - balancing work and life is important so our flexible working opportunities are open to all, this can include part-time, job share and compressed hours.
• Pension – you are automatically enrolled into the QBE pension plan, which entitles you to receive employer contributions of 10% of your basic salary.
• Private medical insurance – we fund fully comprehensive private medical cover for you and all the family.
• Family friendly policies – we offer 26 weeks leave at full pay regardless of gender identity, sexual orientation or how you become a parent.
• Short term remote work abroad - you can request up to 20 days per year to work remotely from certain locations abroad.
• Sustainable investing – we believe sustainable integration is important for long term financial, environmental, and social outcomes. Our pension strategy supports our net‑zero goal to achieve year‑on‑year reductions in carbon footprint, by investing more in green businesses than the broader market, so your savings are looking after the planet's future, as well as your own.
• Cycle‑to‑Work – benefit from regular exercise whilst making your commute greener and cheaper, select and bike and/or accessories up to the value of £5,000.

QBE Awards

• AXCO Global Insurance Awards 2024 Winner: Network Management of the Year
• Insurance Business UK 5‑Star Cyber Awards 2024: QBE rated as a 5‑Star Cyber Insurer
• UK IT Industry Awards 2023 Winner: Green Technology Innovation of the Year
• Working Dads Employer Awards 2023 Winner: Parental Policies Award
• Insurance Post British Insurance Awards 2023: QBE rated as a 5‑Star Employee

Inclusion of Diversity

We are striving to create a workplace culture where all our people feel included, and we are committed to building a diverse workforce that is reflective of the communities we operate in. We are proud to have partnerships with organisations such as Stonewall and Working Families, and our commitment to the Women in Finance Charter, the UN Women’s Empowerment Principles and Race at Work charter helps keep us accountable and transparent. For more information on our strategy targets please take a look at our Careers Page

Accessibility

Here at QBE, we are promoting an accessible workplace for all, which includes supporting candidates to perform at their best during their recruitment process. If you require any accommodations, please make your Talent Acquisition contact aware.

ESG & Sustainability

At QBE, we believe that integrating sustainability into our business helps us deliver on our purpose of enabling a more resilient future. Our three key focus areas include fostering an orderly and inclusive transition to a net‑zero economy, enabling a sustainable and resilient workforce, and partnering for growth through innovative, sustainable, and impactful solutions. For further information regarding QBE’s sustainability targets, including our net‑zero pledges and inclusion of diversity targets, and our award‑winning impact investment initiative ‘Premiums4Good’, please visit our Sustainability homepage and read our latest Sustainability Report

What next?

If you have a passion to contribute to QBE’s vision of enabling a more resilient future for our customers and the community, we encourage you to apply! Simply click the “apply” button to submit your CV and other relevant documents, and a member of our friendly Talent Acquisition team will be in contact to discuss your interest further if you meet the requirements of the role.

APPLY NOW and let’s make it happen!

Skills

Analytical Thinking, Coaching for success, Commercial Acumen, Communication, Critical Thinking, Decision Making, Influencing, Insurance Underwriting, Intentional collaboration, Managing performance, Navigating ambiguity, Portfolio Management, Regulatory Compliance, Risk Management, Stakeholder Management

Application Close Date: 18/12/2025 11:59 PM

How to Apply: To submit your application, click "Apply" and follow the step by step process.

Equal Employment Opportunity: QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.