Senior Underwriter - D&F

QBE Europe; Greater London; On-site; GBP 90,000 - 120,000; Full time

Job summary

QBE Insurance in London is seeking a Senior Underwriter to join the D&F Property team on a hybrid basis. You will underwrite complex Direct & Facultative Property risks, shaping appetite and strategy while engaging with London Market and international brokers to position QBE as a long‑term D&F partner.

The role offers autonomy within an underwriting‑led culture, with opportunities to influence portfolio development and contribute to profitable growth in a global insurer environment.

Qualifications

• Experience within Property Underwriting, International or US
• Deep technical understanding of Property wordings, structures and programme design
• A commercial and entrepreneurial mindset, comfortable operating in a build and growth environment
• Confidence and credibility when engaging with brokers and senior stakeholders
• Excellent negotiation, communication and decision‑making skills
• A collaborative approach, with the gravitas expected at senior underwriter level

Responsibilities

• Underwrite Direct & Facultative Property risks, with exposure to complex, international business
• Play a key role in the establishment and growth of the D&F Property portfolio, helping define appetite, focus areas and strategy
• Build and strengthen relationships with London Market and international brokers, positioning QBE as a credible, long ‑ term D&F partner
• Contribute to the development and delivery of the business plan, supporting profitable and sustainable growth
• Act as a senior technical referral point, bringing strong underwriting judgement and market insight
• Maintain a strong understanding of market dynamics, capacity and pricing across the D&F Property space
• Ensure underwriting activity aligns with QBE’s underwriting standards, reinsurance strategy and regulatory requirements
• Work closely with internal stakeholders across underwriting, operations and leadership as the proposition evolves

Skills

Analytical thinking

Coaching for success

Commercial acumen

Communication

Critical thinking

Decision making

Influencing

Insurance underwriting

Strategic thinking

Stakeholder management

Negotiation

Team leadership

Market knowledge

Risk assessment

Portfolio management

Job description

Primary Details: Time Type: Full timeWorker Type: Employee

Senior Underwriter – Property D&F

London / Hybrid

We are hiring a Senior Underwriter to join our growing D&F Property London based team. With real opportunity to influence how the portfolio develops, you'll work in an underwriting-led culture that empowers our people, values technical excellent and supports autonomy. In this market-facing, trading role you'll help shape and grow our D&F Property offering, underwriting complex risks across international and specialty business. If you’re excited by the idea of building something, within the scale and stability of a global insurer and flexible working please reach out.

The opportunity

• Underwrite Direct & Facultative Property risks, with exposure to complex, international business
• Play a key role in the establishment and growth of the D&F Property portfolio, helping define appetite, focus areas and strategy
• Build and strengthen relationships with London Market and international brokers, positioning QBE as a credible, long ‑ term D&F partner
• Contribute to the development and delivery of the business plan, supporting profitable and sustainable growth
• Act as a senior technical referral point, bringing strong underwriting judgement and market insight
• Maintain a strong understanding of market dynamics, capacity and pricing across the D&F Property space
• Ensure underwriting activity aligns with QBE’s underwriting standards, reinsurance strategy and regulatory requirements
• Work closely with internal stakeholders across underwriting, operations and leadership as the proposition evolves

About You

• Experience within Property Underwriting, International or US
• Deep technical understanding of Property wordings, structures and programme design
• A commercial and entrepreneurial mindset, comfortable operating in a build and growth environment
• Confidence and credibility when engaging with brokers and senior stakeholders
• Excellent negotiation, communication and decision ‑ making skills
• A collaborative approach, with the gravitas expected at senior underwriter level

Having the right to work in the UK is a requirement for this role. QBE may consider sponsorship at its discretion.

Benefits

We offer a range of benefits to help provide holistic support for your work life, whatever your circumstances. As a QBE employee you will have access to and benefit from:

• 30 days holiday a yearwith theoptionto buy up to 2additionaldays.
• Flexible working-balancing work and life is important so our flexible working opportunities are open to all, this can include part-time, job share and compressed hours.
• Short term remote work abroad-you can request up to 20 days per year to work remotely from certain locations abroad.

Awards & Recognition

• Insurance Post British Insurance Awards 2025: Winner: Commercial Lines Insurer of the Year, Winner: Reinsurer of the Year - QBE Re, Winner: ESG, Diversity, Equity and Inclusion Initiative of the Year, Winner: Insurance Personality of the Year - Chris Wallace, Executive Director UK insurance
• AXCO Global Insurance Awards 2024 Winner: Network Management of the Year
• Insurance Business UK 5-Star Cyber Awards 2024: QBE rated as a 5-Star Cyber Insurer

Skills

Analytical Thinking, Coaching for success, Commercial Acumen, Communication, Critical Thinking, Decision Making, Influencing, Insurance Underwriting, Intentional collaboration, Managing performance, Navigating ambiguity, Policy Development, Portfolio Management, Risk Management, Sound Judgment

Equal Employment Opportunity

QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.