Senior Software Engineer II- Regional Expansion

Xapply; Greater London; Hybrid; GBP 111,000 - 145,000; Full time

Benefits offered by this job

Wise Benefits

Job summary

Wise London is expanding its Latam & Mea Payments Team and seeking a Senior Software Engineer to lead the development of critical integrations with local banks and payment providers. You will enable money movement across regions, connecting to local payment systems and cross-border networks.

You will design scalable backend systems, participate in design reviews, and collaborate with global teams to expand our payments ecosystem while maintaining security and compliance.

Qualifications

• Proven experience as a Senior Software Engineer.
• Deep technical expertise in back-end development and microservices architecture.
• Experience designing and building software systems and collaborating on technical designs.
• Strong ability to provide constructive feedback during code and design reviews.

Responsibilities

• Design, develop, test, deploy and manage direct connections with local payment schemes and integrations with regional banks.
• Define the technical direction and contribute to platform roadmap.
• Collaborate with global engineering teams to integrate regional systems with the worldwide platform.
• Participate in on-call rotations to support operations and incidents.
• Work with cross-functional teams to align on product vision for regional expansion.

Skills

Senior Software Engineer experience

Back-end development

Microservices architecture

Technical design reviews

Autonomous teamwork

Tools

Java

LLMs in development lifecycle

Job description

Description:

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

We are expanding our Latam & Mea Payments Team and are looking for ambitious and highly skilled Senior Software Engineers to join the engineering team.

You will lead the development of the critical integrations enabling money movement across the Latam & Mea regions. By integrating directly with local payment systems and sophisticated cross-border payment systems, you will unlock essential functionality that accelerates our growth, building products that empower consumers and businesses to manage their finances globally.

Your Role:

Your role involves implementing integrations with local banks, payment providers, and connecting our platform to local payment systems as well as optimizing funnels to handle the complexities of cross-country money movement within your specific area.

This role requires a high level of technical and product excellence and a passion for building high-quality, scalable, and compliant solutions tailored for the unique financial infrastructure and regulatory landscape of our region. Beyond writing good code, you will propose solid technical designs, participate in code and design reviews, and collaborate with global engineering teams to build the core infrastructure that unlocks and grows new markets.

What You'll Be Doing:

• Design, develop, test, deploy and manage direct connections with local payment schemesand integrations with regional banks to establish foundation-level money movement capabilities across diverse international markets.
• Define the technical direction by advocating for high-quality designs, providing critical feedback in peer reviews, and actively shaping the future roadmap for our payments ecosystem.
• Take your local in-market learnings and work with global engineering teams to ensure the systems you build seamlessly influence and integrate with our worldwide platform.
• Participate in on-call rotations to support operational teams and address incidents, ensuring our platform remains secure and consistently available for our customers.
• Collaborate effectively with cross-functional teams, including product managers, designers, and engineers in our other global offices, to align on product vision and technical implementation for regional expansion

Qualifications

• A proactive and ambitious mindset, with a desire to take ownership and make a significant impact
• Autonomous team player able to work effectively with minimal supervision.
• Proven experience as a Senior Software Engineer, with a strong track record of delivering high-quality, scalable systems and a strong Product mindset
• Deep technical expertise in back-end development and microservices architecture
• Experience in designing and building software systems and collaborating on technical designs within a team or domain
• Strong ability to provide constructive feedback during code and design reviews
• Excellent problem-solving skills and the ability to break down complex challenges

Nice to Have:

• Experience working on payments systems, money movement, financial integrations
• Experience in the FinTech or payments industry
• Experience leveraging LLMs (e.g. claude code) to enhance the software development lifecycle.
• Java proficiency

Interested? Find out more:

• How we work – a practical guide
• DEI @ Wise
• Wise Tech Stack (2025 update)
• See what it's like to work at Wise London!
• Our Engineering career map
• Wise Engineering – https://medium.com/wise-engineering

What do we offer:

• Starting salary: £111,000 to £145,000 +RSUs
• Wise Benefits

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

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