Senior Software Engineer II - Wealth & Investments Team

Wise; Greater London; On-site; GBP 105,000 - 130,000; Full time

Job summary

A global technology company is seeking a team member to help develop financial products that allow customers to control their finances. The ideal candidate has a strong product mindset, great communication skills, and experience in web application development. This role offers a competitive salary ranging from £105,000 to £130,000 plus RSUs. Join an internationally diverse team and work on innovative solutions without borders while promoting inclusivity within the organization.

Qualifications

• Strong product mindset with a passion for user experience.
• Great communication skills for articulating complex concepts.
• Ability to work independently and collaboratively with teams.
• Experience in web applications and distributed systems.
• Knowledge of Java, Spring Boot, and messaging systems like Kafka is a plus.

Responsibilities

• Define product structure and technical foundations.
• Shape how customers manage their financial lives.
• Coordinate complex projects across different teams.

Skills

Product mindset and user experience

Communication skills

Independent and team player

Project breakdown and coordination

Web applications development

Clean code practices

Continuous learning and improvement

Database experience

Java and Spring Boot knowledge

Job description

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

For everyone, everywhere.

As part of our team, you will be helping us create an entirely new network for the world's money.

Job Description

More about our mission and what we offer.

About The Role

With Wise Assets, we’ve enabled customers to grow the money they hold with Wise - giving them access to government-backed assets that track base rates, or a global stock index fund. This is a product that challenges traditional banking by putting customers in control of how their balance is held. Banks keep the yield; we pass it on.

The Approach Is Unique

• A current account backed by real assets
• Daily returns across the entire balance
• Instant access with no penalties or lock-ins
• Segregated, bankruptcy-protected custody

Now we’re expanding the offering further. We want to let customers invest in individual stocks, build long-term, tax-beneficial money pots, and manage more of their financial lives directly through Wise.

You will define how this works from the ground up - shaping the product, the technical foundations, and every detail that makes it real.

What do you need?

• A strong product mindset and passion for user experience, you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points
• Great communication skills and the ability to articulate complex, technical concepts to non-technical audiences
• Ability to work independently while also being a supportive team player. Your work will frequently involve cross-team collaboration.
• Ability to break down complex projects into incremental milestones that deliver customer value
• Ability to coordinate complex projects across different teams
• Experience in developing web applications and distributed systems in a production environment
• Experience with common design and architectural patterns coupled with a passion for writing clean code that is performant and well tested
• Curiosity and drive for continuous learning and improvement
• Following and advocating best coding practices, continuous delivery and code reviews
• Experience working with relational and non-relational databases, query optimisation and designing schemas is a plus
• Knowledge of Java and Spring boot and experience with a messaging system, like Kafka, is a plus… but don’t worry we don’t expect you to know everything!

Interested? Find out more:

• How we work – a practical guide
• DEI @ Wise
• Wise Tech Stack (2025 update)
• Our Engineering career map
• Scaling our Infrastructure; how we make it work
• Wise Engineering – https://medium.com/wise-engineering

What Do We Offer

• Starting salary: £105,000 - £130000 + RSUs
• Wise Benefits

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.