Senior SME Credit Underwriter – Human‑led Lending

Credit4; England; On-site; GBP 70,000 - 100,000; Full time

Benefits offered by this job

Higher than average salary

Monthly staff activities

Job summary

A financial services company in the UK is seeking a Senior Underwriter to evaluate client proposals and make lending decisions. The ideal candidate will have over 3 years of experience in underwriting, a strong knowledge of credit risk, and the ability to analyze financial accounts. This role is crucial in supporting SMEs in their growth through proper risk management. Competitive salary and opportunities for growth are provided.

Qualifications

• 3+ years of experience in a similar underwriting role, preferably in alternative finance.
• Strong knowledge of credit risk and an ability to think outside the box.
• Thorough understanding of UK SMEs and in-depth knowledge of financial accounts.

Responsibilities

• Research and collate information to make credit decisions.
• Liaise with stakeholders and assess qualitative and quantitative information.
• Structure transactions based on knowledge of risk management.
• Support collections team with recovery cases and provide coaching to junior colleagues.

Skills

Credit risk analysis

Communication skills

Negotiation skills

Attention to detail

Analysing financial accounts

Job description

A financial services company in the UK is seeking a Senior Underwriter to evaluate client proposals and make lending decisions. The ideal candidate will have over 3 years of experience in underwriting, a strong knowledge of credit risk, and the ability to analyze financial accounts. This role is crucial in supporting SMEs in their growth through proper risk management. Competitive salary and opportunities for growth are provided.