Senior Risk Analyst

Nationwide; Swindon; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A leading financial institution is seeking a Senior Risk Analyst to join their Regulatory and Critical Reporting team. This hybrid role based in Swindon involves producing precise Credit Risk reports, collaborating with stakeholders, and applying advanced data analysis skills. The ideal candidate will be proficient in SAS or SQL, with strong analytical abilities and a commitment to regulatory compliance. Employee benefits include 25 days holiday, private medical insurance, and a personal pension plan.

Benefits

25 days holiday

Fully funded private medical insurance

Personal pension plan with employer top-up

Annual performance related bonus

Training and development opportunities

Salary sacrifice additional benefits

Life assurance

Access to health and wellness options

Paid volunteering days

Qualifications

• Proven experience analyzing/interpreting data in a professional environment.
• Experience presenting/explaining findings verbally or in writing.
• Strong skills in problem analysis.

Responsibilities

• Produce regular critical and regulatory risk reports.
• Collaborate with stakeholders and respond to queries.
• Support credit risk and data quality control.

Skills

Proficiency in SAS or SQL

Stakeholder management skills

Analytical mindset

Data management understanding

Ability to manage workload

Data analysis experience

Attention to detail

Tools

SAS Enterprise Guide

SAS Viya

Excel

Job description

Overview

We have an exciting opportunity to join our Regulatory and Critical Reporting team as a Senior Risk Analyst. This role is pivotal in the delivery of high-quality Credit Risk Retail and Commercial reporting, with a strong focus on control execution and regulatory compliance. The Regulatory Reporting team focuses on refining high quality and efficient processes and keeping pace with changing regulatory demand. The main accountability of the team is to produce accurate, timely and complete Credit Risk reporting, which is either submitted to regulators or used for internal committees. This is a fantastic opportunity for a Senior Risk Analyst to directly support confidence in the effectiveness of credit risk, financial and data quality controls to the Risk Community.

At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected.

For this job you\'ll spend at least two days per week, or if part time you\'ll spend 40% of your working time, based at either our Swindon or Northampton office. If your application is successful, your hiring manager will provide further details on how this works. You can also find out more about our approach to hybrid working here.

If we receive a high volume of relevant applications, we may close the advert earlier than the advertised date, so please apply as soon as you can.

What you\'ll be doing

Recognised as a subject matter expert in your area, your work will be varied and technically demanding. Reporting into a Risk Manager, or above, within the Credit Risk Reporting team, you will be responsible for producing regular critical and regulatory risk reports across retail and commercial portfolios, mainly using SAS Enterprise Guide, SAS Viya and Excel. Additionally, you will adhere to established controls and reporting standards to identify and escalate data quality issues/anomalies with the report preparation.

You will collaborate with internal and external stakeholders at a senior level, including regulatory bodies, responding to queries and providing clear, data-driven insights. By using your data extraction and analysis skills you will collaborate with other teams on ad-hoc reporting requests.

As this is an exciting time for our team, this role will provide a unique opportunity to collaborate on the production of consolidated reporting between Nationwide and Virgin Money, ensuring accuracy and timeliness. This means you will help develop our risk measurement, reporting and analytics capabilities, driving efficiencies in reporting, delivering insight into anomalies and issues and improving the overall value of Risk reporting.

About you

• Proficiency in SAS or SQL (or equivalent statistical programming software) and Microsoft Office Applications
• Excellent stakeholder management skills to liaise with internal and external stakeholders
• Able to work both as a team and using your own initiative with an analytical mindset to review and challenge results, and creativity to develop innovative solutions to complex demands
• A clear understanding of the importance of data management and financial controls
• Ability to manage own workload and meet regular deadlines
• Have previous experience of analysing/interpreting data in a professional environment
• Be self-motivated, articulate and highly numerate, you\'ll have experience of presenting/explaining your findings to others either verbally or through a written report
• Strong attention to detail skills to be able to understand problems, and analyse gaps

Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role:

• Feel what customers feel - We step into our customers\' shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind
• Say it straight - We are brave in speaking out and saying what we think - we\'re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand
• Push for better - We don\'t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development
• Get it done - We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes.

You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these.

The extras you\'ll get

There are all sorts of employee benefits available at Nationwide, including:

• 25 days holiday, pro rata
• From January 2026, all colleagues will have access to fully funded private medical insurance
• A personal pension - if you put in 7% of your salary, we\'ll top up by a further 16%
• Access to an annual performance related bonus
• Access to training to help you develop and progress your career
• A great selection of additional benefits through our salary sacrifice scheme
• Life assurance worth 8x your salary
• Wellhub - access to a range of free and paid options for health and wellness
• Up to 2 days of paid volunteering a year

Banking - but fairer, more rewarding, and for the good of society

We forge our own path at Nationwide.

As a mutual, we\'re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don\'t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives.

If you\'re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you\'re one of us.

At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society.

We are Purpose-driven. Uncompromisingly Customer. Unstoppably Nationwide.

What to do next

If this role is for you, please click the \'Apply Now\' button. You\'ll need to attach your up-to-date CV and answer a few quick questions for us.

We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application.

Life at Nationwide

Some of the things that matter most to us: Delivering fairer finances and having a positive impact on customers\' lives. Being truly inclusive. Rewarding high performance.

Read more