Senior Regulatory Counsel

Mastercard; City Of London; On-site; GBP 90,000 - 120,000; Full time

Job summary

A leading payment technology firm is seeking a Senior Regulatory Counsel to support its Real Time Payments International business. This role involves monitoring regulatory changes, supporting regulatory assessments, and advising senior management. Requires a law degree and minimum five years of experience in relevant legal fields. Join a dynamic team and help shape the future of digital payments.

Qualifications

• Minimum five years of post-admission legal experience.
• Experience in regulatory, technology, finance, corporate, or commercial law preferred.
• Excellent written and verbal communication skills.

Responsibilities

• Monitor regulatory changes impacting the RTP International business.
• Support regulatory assessments for the RTP Global Product team.
• Advise senior management on regulatory matters.

Skills

Analytical skills

Communication skills

Regulatory knowledge

Entrepreneurial mindset

Education

Law degree

Job description

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Senior Regulatory Counsel

Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.

Our decency quotient drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

Overview

Mastercard’s Real Time Payments (RTP) Team is looking for a Senior Counsel – Regulatory to join an established team supporting the RTP International business, Global Product and other key strategic initiatives.

The RTP business is responsible for designing, building and operating industry‑leading bank account‑based payment systems. Our technology powers the account‑to‑account payment solutions which underpin many economies, including in the U.S., Thailand, Singapore, Philippines, Saudi Arabia, Canada, Peru, Sweden, Norway, Denmark and the United Kingdom.

We are looking for a candidate who will be passionate about the payments business, highly motivated, intellectually curious, analytical, and possesses an entrepreneurial mindset.

This role will be based in the UK, Singapore, India or Malaysia but it will involve providing support across a number of jurisdictions, including Thailand, Singapore, Philippines, Saudi Arabia, the US, Canada and Peru.

Key Aspects of the Role

• Anticipating the evolution of the applicable regulatory frameworks relevant to the RTP International business and monitoring for relevant regulatory change and working in close coordination with internal stakeholders in determining the impact of regulatory changes.
• Supporting regulatory assessments and other regulatory considerations for the RTP Global Product team and its product roadmap (e.g. A2A Protect), working closely with the overall legal lead for this team; including ensuring ongoing regulatory compliance post launch as we grow and scale.
• Partnering with RTP business stakeholders and second line colleagues to support responses to supervisory reviews and consultative responses on applicable proposed regulation.
• Providing incisive, business‑friendly explanations and advice to senior management.
• Communicating effectively to all levels of senior management through updates and clear, concise presentations.
• Coordinating with regional Mastercard Regulatory colleagues to understand the regulatory environment in specific markets relevant to the RTP International business and RTP’s global product portfolio.
• Building and maintaining a strong working knowledge of laws and regulatory themes relating to payments infrastructure, as well as broader banking and financial services.
• Being a tough and effective advocate for the RTP business through the coordination and drafting of submissions, talking points and other materials, to protect business interests and enhance the Mastercard brand.
• Managing outside counsel on relevant regulatory matters.

All About You

We’re looking for a well‑rounded professional who can work independently and isn’t afraid to roll up their sleeves and get things done. You should be creative in solving challenges, with a focus on enabling the RTP business to succeed rather than simply “winning at any cost.”

You’ll bring:

• A strong academic background with a law degree from a reputable university.
• Admission as a practising lawyer with a valid practising certificate and at least five years of post‑admission experience.
• A proven track record in legal practice, ideally across regulatory, technology, finance, corporate, or commercial law.
• Experience in the Payments sector would be an advantage, though not essential.
• Previous in‑house experience is also a plus.
• Excellent written and verbal communication skills, with a results‑driven and time‑sensitive approach to work.

A Bit More About Us

At Mastercard you will work alongside innovators and leaders in payments, data, banking and financial services all of whom are proven practitioners who understand how to meet the evolving needs of businesses and consumers. Our engineers, product specialists and developers are leaders too, drawing on experience from within and outside financial services to deliver transformational payments solutions.

We are driven by the belief that whatever we do as a business has to be done in the right way. The Mastercard Way is fundamental to our approach: Create Value; Grow Together; and Move Fast and is underpinned by our commitment to Do the Right Thing – being decent, inclusive and a force for good, is at the core of who we are as a company.

Corporate Security Responsibility

• Abide by Mastercard’s security policies and practices.
• Ensure the confidentiality and integrity of the information being accessed.
• Report any suspected information security violation or breach.
• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.