Senior Prudential Policy Lead - Regulatory Expert

Financial Conduct Authority; City of Edinburgh; On-site; GBP 59,000 - 100,000; Full time

Benefits offered by this job

25 days annual leave plus bank holydys

Non-contributory pension

Private healthcare

Life assurance

Volunteer hours

Flexible benefits scheme

Job summary

Financial Conduct Authority in the United Kingdom is seeking a Prudential Policy Lead to drive high-impact prudential policy development within the Prudential Policy team of the SPC division. You will shape standards across IFPR/MIFIDPRU, MIPRU, IPRU and related payments/e-money regimes.

The role requires senior-level judgement, end-to-end ownership of policy areas, engagement with regulators and industry, and line management of a small team.

Qualifications

• Experience assessing capital adequacy, liquidity risk and risk management frameworks.
• Strong understanding of risk management across operational, market, and liquidity risk.
• Senior‑level judgement with autonomy to drive high‑impact initiatives.
• Excellent written and verbal communication for senior stakeholders.

Responsibilities

• Lead design, review, and enhancement of FCA prudential regimes, including IFPR/MIFIDPRU, MIPRU, IPRU, and prudential standards for payments, e-money and cryptoasset firms.
• Conduct deep qualitative and quantitative analysis of prudential risks, capital and liquidity adequacy, and firm behaviour to inform policy decisions and senior leadership advice.
• Monitor market developments, supervisory feedback, and emerging cross‑sector risks, translating these into proportionate policy responses.
• Engage extensively with Supervision, Enforcement, Data, HM Treasury, industry bodies and firms, including leading consultations and representing the FCA externally.
• Provide technical advice and briefings to senior management, support colleagues across the organisation with interpretation and application of policy and offer guidance to firms on compliance with new or amended rules.
• Manage multiple workstreams, ensuring timely delivery of policy outputs, identify dependencies and risks, and propose practical solutions.
• Review and assure the quality of work of junior staff members, provide structured feedback and training, help build a high‑performing team, and line manage 1–2 team members.

Skills

Prudential regulation

IFPR/IFPRU & Basel know-how

Project leadership

Job description

Financial Conduct Authority in the United Kingdom is seeking a Prudential Policy Lead to drive high-impact prudential policy development within the Prudential Policy team of the SPC division. You will shape standards across IFPR/MIFIDPRU, MIPRU, IPRU and related payments/e-money regimes.

The role requires senior-level judgement, end-to-end ownership of policy areas, engagement with regulators and industry, and line management of a small team.