Senior Product Owner

Aria Finance; Watford; On-site; GBP 70,000 - 95,000; Full time

Benefits offered by this job

Private medical healthcare

25 days’ annual leave

Volunteer days

Job summary

Enra Specialist Finance is seeking an experienced Senior Product Owner to take ownership, support others and deliver meaningful system change in a fast-paced financial services environment. You will collaborate with business and technology stakeholders to identify initiatives, define backlogs, and mentor others, while deputising for the Head of Software Product.

The role is based in Watford with in-office duties and some work-from-home flexibility at manager discretion.

Qualifications

• 4+ years’ experience in a Product Owner role delivering large-scale system change.
• Experience operating at senior level and mentoring junior colleagues.
• Tertiary qualification in a relevant field is desirable.
• Experience in credit lending or financial services.
• Extensive experience in Agile environments including Scrum and Kanban.
• Familiarity with Atlassian products is an advantage.

Responsibilities

• Collaborate with business and technology stakeholders to identify initiatives.
• Define, scope and break down work into value-generating features, enhancements and fixes.
• Prioritise and manage product backlogs using business, customer and system insights.
• Write clear functional specifications with acceptance criteria.
• Review and resolve customer and user issues applying system knowledge.
• Lead complex high-value initiatives with autonomy and mentor others.
• Mentor less experienced Product Owners to raise standards across the team.
• Deputise for the Head of Software Product and represent the function in senior forums.
• Foster transparency and continuous improvement across the team and wider business.
• Maintain product documentation and identify, elevate and manage risks.

Skills

Commercial focus

Stakeholder management

Independent thinker

Business analysis

Autonomy

Education

Bachelor’s or equivalent

Tools

Atlassian tools

Job description

Are you an experienced Senior Product Owner who enjoys taking ownership, supporting others, and has experience delivering meaningful system change? Do you thrive in a fast-paced financial services environment where customer value, commercial focus, and collaborative delivery are equally important? If this sounds like you, then this could be the perfect next step in your career.

Key Accountabilities

• Collaborate with business and technology stakeholders to identify initiatives aligned with Enra’s objectives.
• Define, scope and break down work into value-generating features, enhancements and fixes.
• Prioritise and manage product backlogs using business, customer and system insights.
• Write clear functional specifications with acceptance criteria and sign off completed deliverables.
• Review and resolve customer and user issues applying expert system knowledge.
• Lead complex high-value initiatives with autonomy and act as the senior product escalation point.
• Mentor less experienced Product Owners to raise standards across the team.
• Deputise for the Head of Software Product and represent the function in senior forums.
• Foster transparency and continuous improvement across the team and wider business.
• Maintain product documentation and identify, elevate and manage risks.

Skills & Competencies

• Strong commercial focus with ability to assess feature value.
• Excellent communication and stakeholder management at all levels.
• Self-motivated, proactive independent thinker who thrives in collaborative teams.
• Expert in business analysis, process and data modelling.
• Comfortable working with a high degree of autonomy and leading by example.

Knowledge & Qualifications

• Minimum 4 years’ experience in a Product Owner role including delivery of large-scale system change.
• Demonstrable experience operating at senior level and mentoring junior colleagues.
• Tertiary qualification in a relevant field is desirable.
• Experience in credit lending or financial services.
• Extensive experience working in Agile environments including Scrum and Kanban.
• Familiarity with Atlassian products is an advantage.

Personal Attributes

• Team player who lifts others up.
• Flexible approach to shifting priorities and stakeholder needs.
• Able to lead independently and also deputise effectively as required.
• Committed to openness, fairness and continuous improvement.

Why Join Us?

Why Join Us? At Enra Specialist Finance, we’re growing fast and looking for ambitious people who want to be part of our exciting journey across Enra, West One Secured Loans, West One Development Finance and Aria Finance. We’ll give you the tools, training and support you need to succeed, while offering clear opportunities to progress your career. This is an in-office role based in Watford with work-from-home at manager discretion.

Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days and a host of additional benefits.

At Enra we believe that working together collaboratively is the best way to serve our customers and develop our colleagues. We are very focused on developing and maintaining our culture and remaining dedicated to the CREDIT values on which Enra was built: Customers, Results, Energy, Development, Invention and Teamwork. We live and breathe these values every day and want to ensure they underpin our future success. So, if you want to build a career in specialist finance, with an employer focused on providing brilliant customer service, lending responsibly, and creating a great office environment to develop its people, then look no further than Enra.