Senior Product Development Manager - Global Insurance Policy Wording

Allianz Partners; Croydon; On-site; GBP 80,000 - 120,000; Full time

Job summary

Allianz Partners is seeking a Senior Product Development Manager to shape and oversee our global travel insurance product portfolio. You will drive consistency, simplify products, and align strategies across markets while partnering with Legal, Compliance and regional teams to ensure regulatory compliance.

You will own global policy wordings, provide guidance on T&Cs, IPIDs, and localization to meet regional requirements. An international mindset and experience across markets are essential.

Qualifications

• 2+ years experience in Product, UW, Ops or similar function
• Deep understanding of insurance industry & regulatory environment
• Knowledge of Travel Product Portfolio
• Ability to Create, Interprete and communicate Insurance T&C
• International mindset with the ability to work effectively across multiple regions, cultures, and stakeholder groups
• University degree in Finance, Business, Economics, Law, or related discipline, or equivalent professional experience
• Experience working with AI/Data/Cloud tools and data governance standards (preferred)

Responsibilities

• Lead end-to-end development and maintenance of Master Products, ensuring alignment with objectives and regulatory requirements.
• Define, develop and maintain standard products across markets for consistency and strategic alignment.
• Drive product simplification and harmonization initiatives across regions.
• Monitor product portfolio effectiveness and provide optimization recommendations.
• Support strategic product initiatives and broader travel product topics as required.
• Lead development and maintenance of Global Policy Wordings (T&Cs, IPIDs).
• Coordinate localization for global policy wording to ensure regional compliance.
• Maintain policy wording standards and promote simplification while monitoring deviations.
• Serve as trusted expert for policy wording interpretation and guidance to markets and stakeholders.
• Partner with Legal, Compliance, Underwriting and regional teams to ensure compliant, competitive products.
• Leverage language capabilities to support localization activities and facilitate international communication.

Skills

Product

Underwriting

Operations

Insurance knowledge

Global/travel product portfolio

Policy wording

AI/data/analytics tools

International collaboration

Education

University degree in Finance, Business, Economics, Law, or related discipline

Job description

As a Senior Product Development Manager, you will play a key role in shaping and managing our global travel insurance product portfolio. You will drive consistency, simplicity, and strategic alignment across markets by developing and maintaining master products, leading product harmonization initiatives, and supporting portfolio optimization efforts.

You will also take ownership of global policy wording standards, working closely with Legal, Compliance, and regional stakeholders to ensure consistency across markets while meeting local regulatory requirements. As a subject matter expert, you will provide guidance on product structures and policy wording interpretation, helping deliver customer-focused and commercially effective insurance solutions.

What You Do

Product Development & Portfolio Management

• Lead the end-to-end development and maintenance of Master Products, ensuring alignment with business objectives, customer needs, and regulatory requirements.
• Define, develop, and maintain standard products across markets to support consistency and strategic alignment.
• Drive product simplification and harmonization initiatives across regions in line with the company's Simplicity framework.
• Monitor product portfolio effectiveness and contribute recommendations for optimization and future growth opportunities.
• Support strategic product initiatives and broader travel product topics as required.

Global Policy Wording & Governance

• Lead the development and maintenance of Global Policy Wordings, including Terms & Conditions (T&Cs) and Insurance Product Information Documents (IPIDs).
• Coordinate and oversee the localization process for global policy wording to ensure regional compliance and business relevance.
• Maintain policy wording standards and promote continuous simplification while monitoring and managing deviations.
• Serve as a trusted expert for policy wording interpretation, providing guidance and support to markets and internal stakeholders worldwide.

Stakeholder Collaboration

• Partner closely with Legal, Compliance, Underwriting, and regional teams to ensure products and policy wording remain compliant, competitive, and customer‑centric.
• Leverage language capabilities to support localization activities and facilitate communication across international markets.

What You Bring

• 2+ years experience in Product, UW, Ops or similar function
• Deep understanding of insurance industry & regulatory environment
• Knowledge of Travel Product Portfolio
• Ability to Create, Interprete and communicate Insurance T&C
• International mindset with the ability to work effectively across multiple regions, cultures, and stakeholder groups.
• University degree in Finance, Business, Economics, Law, or a related discipline, or equivalent professional experience.
• You work effectively in an environment shaped by artificial intelligence (AI), machine learning, data, analytics and cloud-based tools, using insights responsibly with our standards of data governance, security and ethical use.

105551 | Product Management | Professional | Non-Executive | Allianz Partners | Full-Time | Permanent

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.

At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust.

We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us. Let's care for tomorrow.