Senior Pricing Analyst

Admiral Money; Cardiff; On-site; GBP 60,000 - 90,000; Full time

Benefits offered by this job

Share award (£3,600/year after 1 year)

33 days holiday, with buy/sell option

Disability Confident Leader status

Job summary

Admiral Money is seeking a Senior Analyst to lead complex pricing analytics for Homeowner Loans and influence strategic decisions across Retail Pricing & Trading. You will model and propose pricing strategies, support cross-functional initiatives, and mentor junior analysts.

You will own simulation tools, validate outcomes, and drive continuous improvement across the UPL function while maintaining strong stakeholder engagement.

Qualifications

• Solid experience in an analytical, financial, or data-focused role.
• Proven ability to lead complex analysis and contribute to strategic decisions.
• Strong technical capability and experience in credit, pricing, or risk.

Responsibilities

• Lead the development and delivery of medium-to-large scale proposals and analytical projects.
• Carry out advanced analysis and modelling to inform pricing, credit, and risk strategies.
• Turn complex data into clear, actionable insights for senior stakeholders.
• Own and enhance simulation tools (e.g. Nexus, Kairos, PD Models), keeping documentation up to date.
• Monitor performance against KPIs and investigate any unexpected trends or outcomes.
• Work closely with cross-functional teams to align strategies with wider business goals.
• Support and coach junior analysts, sharing knowledge and best practice.
• Contribute to improving processes, tools, and ways of working.

Skills

SQL

Python

Power BI

Git

Pricing

Credit risk

Stakeholder mgmt

Tools

Nexus

Kairos

PD Models

Job description

About Us

Admiral Money is the dynamic lending arm of Admiral Group, offering personal loans, motor finance, and homeowner loans since 2017. We’re building something special for our customers and are looking for curious, driven individuals ready to learn, take on challenges, and make an impact.

We’re proud to be a certified Great Place to Work for over 25 years, with recognition for Women and Wellbeing. Our inclusive culture empowers everyone to Be You.

Need support during the recruitment process? Just let us know – we’re here to help.

The role

As a Senior Analyst, you’ll play a key role in the success of Homeowner Loans and be a go-to expert in Pricing. You’ll lead complex analysis, shape proposals, and influence decision-making across Retail Pricing & Trading. You’ll also support the development of colleagues, contribute to cross-functional work, and help drive innovation and continuous improvement across the UPL function.

Key Responsibilities

• Lead the development and delivery of medium-to-large scale proposals and analytical projects.
• Carry out advanced analysis and modelling to inform pricing, credit, and risk strategies.
• Turn complex data into clear, actionable insights for senior stakeholders.
• Own and enhance simulation tools (e.g. Nexus, Kairos, PD Models), keeping documentation up to date.
• Monitor performance against KPIs and investigate any unexpected trends or outcomes.
• Work closely with cross-functional teams to align strategies with wider business goals.
• Support and coach junior analysts, sharing knowledge and best practice.
• Contribute to improving processes, tools, and ways of working.

Essential Criteria

• Solid experience in an analytical, financial, or data-focused role.
• Proven ability to lead complex analysis and contribute to strategic decisions.
• Strong technical capability and experience in credit, pricing, or risk.

Key Competencies

Technical Skills

• Advanced proficiency in SQL, Python, Power BI, and Git. Ability to independently design and deliver complex analysis. Experience working with simulation tools and model validation.

Analytical & Problem Solving

• Experience leading investigations across multiple data sources. Comfortable applying statistical methods and translating findings into strategic insight. Strong attention to data quality.

Collaboration & People Development

• Ability to lead smaller projects and support the development of others. Encourages inclusive team working and shares knowledge openly. Helps create a supportive team environment.

Strategic & Commercial Awareness

• Proactively identifies opportunities and improvement ideas. Understands ROI and risk trade-offs. Keeps up to date with market and regulatory changes and reflects these in recommendations.

Delivering Results

• Takes ownership of end-to-end delivery. Works with stakeholders to ensure alignment with KPIs. Validates outcomes through testing and review.

Continuous Improvement & Innovation

• Drives improvements to tools, processes, and ways of working. Maintains and enhances simulation tools. Shares learning and supports a culture of continuous improvement.

Admiral: Where You Can

We take pride in being a diverse and inclusive business. It's a place where you can Be You, and show up as you are. We’re committed to fostering a people-first culture where everyone is accepted, supported, and empowered to be brilliant. You can, Grow And Progress at a pace and direction that suits you, Make A Difference for our customers and each other, and Share in Our Future with all colleagues eligible for up to £3,600 of free shares each year after one year of service.

Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave.

We’re proud of our people-first culture. In fact, we've been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics.

Our fantastic benefits make sure our colleagues have a great work-life balance; You can view some of our other key benefits here.

As a Disability Confident Leader, for candidates with a disability or long-term health condition, that opt into the Disability Confident scheme, we’ll invite a fair and proportionate number of applicants that meet the essential requirements of the role to the first stage of our selection process.

If you need any adjustments or support with your application or during the recruitment process, just let us know. Please do email [e-mail] or contact us on 07780038264. This number is dedicated to supporting candidates that require reasonable adjustments or support during the application process.