Senior Paraplanner

RGH-Global Limited; Cambridge; Hybrid; GBP 50,000 - 60,000; Full time

Job summary

A leading financial services firm is looking for a Senior Paraplanner to support Financial Planners by providing technical research and analysis across various financial planning areas. The role offers hybrid working options and requires strong technical expertise in pensions, investments, and protection planning. The ideal candidate will have a Level 4 Diploma in Regulated Financial Planning and excellent communication skills.

Qualifications

• Strong background in delivering high-quality paraplanning support.
• Broad experience across pensions, investments, and protection planning, including complex cases.

Responsibilities

• Conduct thorough research based on client circumstances and existing arrangements.
• Prepare clear, tailored suitability reports and letters.
• Produce technical documentation and research materials for client meetings.

Skills

Excellent communication and client-service skills

Strong technical financial planning knowledge

High attention to detail and numerical accuracy

Effective organisational and prioritisation skills

Strong collaboration skills

Education

A-Level/Higher (or equivalent)

Level 4 Diploma in Regulated Financial Planning (or equivalent)

Progression toward Advanced Diploma/Chartered status (desirable)

Job description

Job Title: Senior Paraplanner

Location: Cambridge office (hybrid working available)

Salary: £50,000 £60,000

Role Overview

The Senior Paraplanner plays a key role in supporting Financial Planners by delivering detailed technical research, analysis, and documentation across a broad range of financial planning areas. This includes pensions, protection planning, tax considerations, and investment strategies. The role involves handling more complex client scenarios and contributing to high-quality advice that delivers strong, client‑centric outcomes.

A core part of this position is producing well‑structured, personalised suitability reports and ensuring all work aligns with regulatory expectations and internal frameworks. The Senior Paraplanner is expected to maintain a high level of technical expertise, stay informed about market and regulatory developments, and take a proactive approach to continuous improvement.

This role also includes supporting junior paraplanners through mentoring, training, and involvement in process enhancements across the department.

Key Responsibilities

• Conduct thorough research based on client circumstances, existing arrangements, and information gathered by Financial Planners to support the development of suitable financial recommendations.
• Perform detailed calculations and create cash‑flow models where needed.
• Prepare clear, tailored suitability reports and letters that reflect each client's objectives, risk profile, and any vulnerabilities.
• Ensure all communications are compliant, accurate, and easy to understand.
• Produce technical documentation and research materials for client meetings and presentations.
• Identify future planning opportunities when reviewing client cases and highlight them to the Financial Planner.
• Act as a point of reference for complex paraplanning queries, escalating matters when appropriate.
• Provide structured guidance and training to new paraplanners.
• Share knowledge, encourage collaboration, and support high standards across the team.

Competencies

• Strong background in delivering high-quality paraplanning support.
• Broad experience across pensions, investments, and protection planning, including complex cases.
• A‑Level/Higher (or equivalent) education.
• Level 4 Diploma in Regulated Financial Planning (or equivalent).
• Progression toward Advanced Diploma/Chartered status (desirable).

Core Skills

• Excellent communication and client‑service skills.
• Strong technical financial planning knowledge.
• High attention to detail and numerical accuracy.
• Effective organisational and prioritisation skills.
• Strong collaboration skills and ability to act as a role model.