Senior Investigator

Lloyds Banking Group; Birmingham; Hybrid; GBP 65,000 - 73,000; Full time

Job summary

A leading financial services provider in Birmingham is looking for a Senior Investigator. This role involves leading a team focused on preventing economic crime through complex investigations. The successful candidate will possess excellent knowledge of economic crime methodologies, alongside strong analytical skills to interrogate data sets. This position supports a hybrid working model and offers a comprehensive benefits package, including up to 15% pension contribution, bonuses, and flexible working options.

Benefits

Generous pension contribution

Annual performance-related bonus

Discounted shopping benefits

30 days’ holiday plus bank holidays

Well-being initiatives and generous parental leave

Qualifications

• Must possess strong analytical skills to identify suspicious trends.
• Produce professional reports for communication to senior leaders.
• Experience in intelligence-led investigations is advantageous.

Responsibilities

• Lead a team of investigators on complex economic crime cases.
• Drive professional development and coaching for investigators.
• Manage relationships across defense lines for effective collaboration.
• Identify opportunities to strengthen controls and improve processes.

Skills

Excellent knowledge of economic crime

Proven investigative experience

Analytical skills for complex data sets

Strong partner management

Education

Any relevant Financial Crime or AML Professional qualifications

Job description

Overview

End Date: Wednesday 04 February 2026

Salary Range: £65,385 - £72,650

Flexible Working Options: Hybrid Working, Job Share

Job Description Summary

We’re an expert and motivated team that undertake intelligence led financial investigations for the Commercial Banking division. As a Senior Investigator you’ll work in a highly collaborative way and take pride in the detection and prevention of economic crime.

Job Description

Job title: Senior Investigator

Location: Birmingham or Edinburgh

Hours: Full time

Working Pattern: Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites.

About this opportunity:

This is a phenomenal opportunity to join our team! You’ll be responsible for leading and supporting a team of investigators whilst undertaking your own complex investigations. Working in a highly collaborative fashion you’ll seek to exploit opportunities to mitigate economic crime risks through proactive and strategic avenues where possible.

What you'll be doing:

• Lead a team of experienced investigators, overseeing complex economic crime investigations arising from a wide range of triggers within the first line of defence.

• Drive the professional development, coaching, and capability uplift of investigators, ensuring consistently high-quality investigative outcomes.

• Deputise for the Senior Manager as required, providing leadership, oversight, and informed decision‑making across the function.

• Build, manage, and influence key partner relationships across all lines of defence to ensure effective collaboration and issue resolution.

• Champion continuous improvement, finding opportunities to improve processes, strengthen controls, and deliver meaningful positive change.

Why Lloyds Banking Group?

Like the modern Britain we serve, we’re evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We’re growing with purpose. Join us on our journey and you can too.

What you'll need:

• Excellent knowledge of economic crime and in particular the methods used for money laundering

• Proven investigative experience

• Analytical skills which allow you to interrogate large or complex data sets and identify suspicious trends and patterns

• Produce professional reports and expertly communicate output to leaders including the Head of ECP Risk Decisioning & Investigations.

• Strong partner management and influencing capabilities

It would also be useful if you have:

• Good understanding of the Economic Crime Prevention Policy & Procedures and how they are applied to our commercial banking business

• Experience of undertaking intelligence-led investigations

• Knowledge of corporate banking including the product offerings, customer segments and systems

• Any relevant Financial Crime or AML Professional qualifications

About working for us

Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups.

We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.

Benefits

We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%

• An annual performance-related bonus.

• Share schemes including free shares.

• Benefits you can adapt to your lifestyle, such as discounted shopping.

• 30 days’ holiday, with bank holidays on top.

• A range of wellbeing initiatives and generous parental leave policies.

If you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you!

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.