Senior Fraud & Financial Crime Analyst - Decisioning

Denholm Associates; England; Hybrid; GBP 101,000 - 138,000; Full time

Job summary

A financial services consulting firm is seeking a Senior Fraud & Financial Crime Analyst to support a transformation program. This hybrid role involves designing and implementing automated decisioning systems for fraud and financial crime. The ideal candidate has experience in fraud decisioning, advanced SQL and SAS skills, and strong analytical abilities. The position requires excellent communication and problem-solving skills, with a focus on ensuring compliance with testing standards. This is a 12-month contract role, allowing for remote work with some on-site presence.

Qualifications

• Experience with financial crime systems, notably AML and screening.
• Proficient in decisioning systems and system testing.
• Experience in a Financial Services environment.
• Experience with Experian PCCA tools is essential.
• Strong problem-solving, data analysis and communication skills.

Responsibilities

• Support the design, build, testing, and implementation of fraud decisioning systems.
• Work with internal stakeholders and external suppliers.
• Maintain rigorous testing standards and clear documentation.
• Lead, influence and collaborate cross-functionally to achieve positive outcomes.

Skills

Highly numerate with excellent analytical skills

Strong problem-solving & decision-making skills

Advanced Excel

Experience using SQL

Experience using SAS

Ability to communicate complex topics

Close attention to detail

Excellent analytical and problem-solving skills

Experience in fraud and financial crime

Demonstrable ability to lead process changes

Tools

Experian PCCA tools

Hunter

CIFAS

Job description

Denholm is delighted to be partnering with our financial services client on an exciting transformation programme, to source a contract Senior Fraud & Financial Crime Analyst (Decisioning) to help modernise fraud, AML, and client screening capabilities.

You will support the design, build, testing, and implementation of automated fraud and financial crime decisioning systems and risk models (including Experian, CIFAS, and Hunter), ensuring robust testing standards, clear documentation, and effective operational processes. You will work closely with internal stakeholders and external suppliers to define business change requirements, provide constructive challenge, and ensure strategies remain aligned to the organisation's risk appetite.

This is a hybrid role, and you will be expected to be on-site 1-2 days per month.

This role is inside IR35

This role will be for 12 months

About You

We're looking for someone with previous experience working in a fraud decisioning background, as well as experience with financial crime (AML and screening) systems, is desirable, maintaining a decisioning system, as well as experience in system testing, including building test plans, as well as:

• Highly numerate with excellent analytical skills
• Ability to communicate (written and verbal) complex topics straightforwardly, including clear documentation of strategy
• Advanced Excel
• Experience using SQL / SAS is essential, with Python an advantage
• Close attention to detail and a high level of accuracy
• Excellent analytical and problem-solving skills
• A self-motivated, logical and organised approach
• A flexible and proactive approach with the ability to work under the pressure of deadlines
• Ability to work as part of a team Financial Services experience, fraud and preferably also financial crime
• Strong problem-solving & decision-making skills, able to lead, influence and collaborate cross-functionally to achieve positive outcomes
• Analytical thinking & concern for accuracy
• Demonstrable ability to lead process changes and deliver to agreed timeframes
• Excellent communication skills both internally & externally, with the ability to tailor content appropriately for the audience
• Prior experience in working with Experian PCCA tools in secured credit environment
• Fraud Risk experience in a Financial Services environment, preferably in current accounts
• Previous experience working in a decisioning background and maintaining a decisioning system (desirable)
• Experience in system testing, including building test plans (desirable)