Senior Financial Crime Policy & Controls Lead

Creandum; United Kingdom; Hybrid; GBP 90,000 - 130,000; Full time

Benefits offered by this job

Vitality Health Insurance

Salary sacrifice benefits

Flexible work from home

Office in London

Professional L&D budget

Volunteer time off

Sabbatical leave

Job summary

Tide is seeking a Lead, Policy and Procedure in its Ongoing Monitoring function to design, draft, and maintain financial crime policies and procedures covering AML, sanctions, and anti‑bribery. You will work with senior stakeholders to align policy with FCA rules and JMLSG guidance while reflecting day‑to‑day operations.

You will shape the control framework, translate regulatory changes into practical controls, and support audits and risk management in a fast‑growing fintech environment.

Qualifications

• Significant experience in financial crime compliance, with a focus on policy, procedure, or control framework design within a UK-regulated bank, payments firm, or fintech.
• Strong working knowledge of the UK financial crime regulatory framework, including FCA requirements, the Money Laundering Regulations 2017, and JMLSG guidance.
• A track record of drafting and maintaining clear, practical policy and procedure documents, including managing governance and approval processes.
• Experience designing or maintaining a financial crime control framework and supporting risk management activity.
• Strong stakeholder management skills, with the confidence to operate and influence at senior level across Compliance, Risk, and the wider business.
• Excellent analytical and drafting skills — able to translate complex regulatory requirements into clear, actionable policy.
• Experience with regulatory horizon scanning, gap analysis, and remediation planning.
• Comfortable operating in a fast‑paced, high‑growth environment with competing priorities.
• Experience supporting internal audits or regulatory examinations is highly desirable.

Responsibilities

• Owning the end‑to‑end lifecycle of Tide's Ongoing Monitoring crime policies and procedures — drafting, reviewing, version control, approvals, and periodic reviews.
• Designing and maintaining the Ongoing Monitoring control framework, ensuring controls are clearly mapped to policy requirements and regulatory obligations. Monitoring regulatory developments (FCA, HM Treasury, OFSI, JMLSG and other relevant bodies) and translating changes into timely policy and procedure updates.
• Partnering with Ongoing Monitoring Operations & Product Teams, Second Line of Defence, and Risk teams to ensure policies are operationally workable and embedded in day‑to‑day practice.
• Supporting internal audits, regulatory examinations, and assurance reviews with policy documentation, control evidence, and subject matter expertise.
• Conducting gap analyses against new or changed regulation and guidance, and coordinating remediation where policy updates are needed.
• Providing SME guidance to the business on policy requirements. Contributing to the wider risk management framework across financial crime operations, including risk assessments.
• Building strong working relationships across first and second line teams to ensure consistent application of policy.

Skills

Financial crime

Policy drafting

Regulatory knowledge

Stakeholder management

Analytical skills

Job description

Tide is seeking a Lead, Policy and Procedure in its Ongoing Monitoring function to design, draft, and maintain financial crime policies and procedures covering AML, sanctions, and anti‑bribery. You will work with senior stakeholders to align policy with FCA rules and JMLSG guidance while reflecting day‑to‑day operations.

You will shape the control framework, translate regulatory changes into practical controls, and support audits and risk management in a fast‑growing fintech environment.