Senior Data Scientist Consumer Credit

Datatech Analytics; London; Hybrid; GBP 67,500 - 82,500; Full time

Benefits offered by this job

25–30 days holiday + birthday off

Enhanced family-friendly policies

Great culture

Job summary

A leading data analytics firm is seeking a Senior Data Scientist in London, responsible for developing and deploying machine learning models focused on consumer credit. The ideal candidate will have strong Python and SQL skills, experience with credit models, and excellent data visualization abilities. This hybrid role offers a competitive salary up to £75k plus benefits.

Qualifications

• Experience in credit cards or consumer lending.
• Exposure to deep learning.
• Master's in Data Science or related field.

Responsibilities

• Ownership of model development.
• Building and deploying ML models.
• Working with structured and unstructured data.

Skills

Strong Python (pandas, sklearn, etc.)

Advanced SQL

Experience building behavioural or credit models

Good grasp of ML algorithms

Clear communicator

Solid awareness of data drift

Excellent data visualisation

Education

Degree in Computer Science, Maths, Stats, or similar

Tools

Keras

TensorFlow

Git

Tableau

Bitbucket

Job description

Direct message the job poster from Datatech Analytics

Senior Data Scientist – Consumer Credit Modelling

Hybrid – London | Up to £75,000 DOE + Benefits

Ref: J12979

We’re working with a consumer finance business that’s rethinking credit, making it fairer, simpler, and powered by data.

Think challenger fintech with a clear focus on transparency and real-world impact.

The Role

You’ll take full ownership of model development—building and deploying ML models that directly shape decisions across underwriting, fraud, and customer conversion. It’s a hands-on, end-to-end role, working with both structured and unstructured data in a collaborative, fast-paced team.

What We’re Looking For

• Strong Python (pandas, sklearn, etc.) and advanced SQL
• Experience building behavioural or credit models
• Good grasp of ML algorithms, not just how to run them
• Clear communicator across technical and non-technical teams
• Solid awareness of data drift and model monitoring
• Excellent data visualisation—You know how to make ideas land
• Degree in Computer Science, Maths, Stats, or similar

Bonus Points For

• Experience in credit cards or consumer lending
• Exposure to deep learning (Keras, TensorFlow)
• Familiar with Git, Tableau, Bitbucket
• Master’s in Data Science or related field

What’s on Offer

• Up to £75k depending on experience
• 25–30 days holiday + birthday off
• Hybrid working (London)
• Enhanced family-friendly policies
• Great culture and a chance to make a real impact

Please note: sponsorship is not available for this role.

#datascience #fintechjobs #creditrisk #consumerfinance #ml #ethicalfintech #hiring #behaviouralmodelling #pythonjobs #datatechjobs

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Analyst, Science, and Advertising

• Industries

  Consumer Services, Financial Services, and Banking

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