Senior Credit Risk and Power BI Analyst

MERJE; Manchester; On-site; GBP 30,000 - 45,000; Full time

Job summary

A financial services company in Manchester is seeking an experienced Data Analyst to manage and analyze credit risk data. You will be responsible for extracting data from multiple sources, producing management information reports, and conducting detailed analysis to identify trends and risks. The ideal candidate should have strong SQL and SAS skills, along with a proactive approach to data strategy and reporting compliance.

Qualifications

• Proven ability to manipulate large data sets using SQL and SAS.
• Strong analytical skills to identify trends and risks.
• Experience in producing management information reports.

Responsibilities

• Extract and manipulate large volumes of data from various sources.
• Produce reports on credit risk metrics for management.
• Conduct in-depth analysis to identify emerging risks.

Skills

SQL

SAS

Data Analysis

Job description

• Data Extraction and Preparation: Extract and manipulate large volumes of data from various internal systems and external data sources (e.g., credit bureaus) using SQL, SAS and other data manipulation tools.
• Portfolio Monitoring: Produce regular and ad-hoc Management Information (MI) reports on key credit risk metrics (e.g., delinquencies, default rates, loss rates, impairment levels) for management and regulatory reporting.
• Analysis and Insight: Conduct in-depth analysis of portfolio trends to identify emerging risks and opportunities. Translate complex data insights into clear, actionable recommendations for the Credit Risk team and wider business stakeholders.
• Manage the current Credit Risk data tables.
• Represent Credit Risk in the development of the Company data strategy to ensure it meets the requirements of Credit Risk. Ensure continuity of reporting during the development along with the migration of existing data to the new Company data warehouse.
• Balance short-term business demands with long-term analytical strategy and sustainability.
• To comply with internal policies and procedures, alongside those of our regulator, ensuring that we Treat Customers Fairly.