Senior Credit Risk Analyst - UK FinTech, Data-Driven

YouLend; Greater London; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading FinTech company in the UK seeks a Senior Credit Risk Analyst to evaluate and manage credit risk using advanced analytics and statistical techniques. The ideal candidate will have a degree in a relevant field and proficiency in SQL, with experience in credit risk metrics and financial modeling. The role includes developing policies and collaborating with teams to ensure effective risk management. Join a high-growth, award-winning workplace that values diversity and offers an attractive benefits package, including stock options and health insurance.

Benefits

Stock Options

Private Medical Insurance

Enhanced Maternity and Paternity Leave

Free Gym Access

Monthly In-Office Masseuse

Team Socials

Qualifications

• Strong experience in the UK market, particularly in consumer or SME lending.
• Experience with credit scoring systems and credit policy methodologies.
• Proficient in financial modelling.

Responsibilities

• Utilise statistical techniques to assess portfolio-level credit risk.
• Identify trends and risks across customer segments.
• Support the creation of credit risk policies and underwriting strategies.

Skills

SQL

Analytical skills

Problem-solving skills

Attention to detail

Credit risk metrics understanding

Education

Degree in Finance, Statistics, Economics, Mathematics

Tools

Data visualization tools

Python

Job description

A leading FinTech company in the UK seeks a Senior Credit Risk Analyst to evaluate and manage credit risk using advanced analytics and statistical techniques. The ideal candidate will have a degree in a relevant field and proficiency in SQL, with experience in credit risk metrics and financial modeling. The role includes developing policies and collaborating with teams to ensure effective risk management. Join a high-growth, award-winning workplace that values diversity and offers an attractive benefits package, including stock options and health insurance.