Senior Credit Risk Analyst, In-Life Lending (Hybrid)

Very Group; Liverpool; Hybrid; GBP 45,000 - 60,000; Full time

Job summary

A leading retail firm in the UK is seeking a Senior Credit Risk Analyst on a 12-month Fixed Term Contract. This role involves optimizing credit decisions and strategies using data insights, while analyzing customer behavior to support business performance. Candidates should be highly proficient in SQL and SAS, preferably with experience in credit risk or lending. The position offers a flexible hybrid working model alongside attractive benefits including a flexible benefits allowance and generous holiday package.

Benefits

Flexible, hybrid working model

£1000 flexible benefits allowance

30 days holiday + bank holidays

LinkedIn learning access

Bonus potential

Up to 25% discount on Very.co.uk

Matched pension up to 6%

Qualifications

• You should be curious, analytical, and detail-oriented.
• Degree educated or have practical experience in credit risk analysis.
• Proficient in SQL, SAS, and advanced Microsoft Excel.

Responsibilities

• Optimize lending strategies and credit decisions using data insights.
• Analyze customer behavior and provide recommendations.
• Implement changes to improve decision-making.

Skills

SQL

SAS

Microsoft Excel

Credit Risk experience

Education

Degree in a relevant field

Tools

Power BI

Job description

A leading retail firm in the UK is seeking a Senior Credit Risk Analyst on a 12-month Fixed Term Contract. This role involves optimizing credit decisions and strategies using data insights, while analyzing customer behavior to support business performance. Candidates should be highly proficient in SQL and SAS, preferably with experience in credit risk or lending. The position offers a flexible hybrid working model alongside attractive benefits including a flexible benefits allowance and generous holiday package.