Senior Credit Risk Analyst – Embedded Finance (Hybrid)

Lloyds Banking Group; Halifax; Hybrid; GBP 43,000 - 49,000; Full time

Job summary

A leading financial services institution in the UK seeks a Senior Credit Analyst to join their Embedded Finance Credit Risk team. The role involves utilizing analytical skills and coding experience, particularly in SAS and SQL, to develop credit strategies and monitor portfolio performance. Ideal candidates will possess strong numerate skills, a degree in a quantitative field, and the ability to communicate effectively. This position offers a hybrid work model and a comprehensive benefits package.

Benefits

Generous pension contribution of up to 15%

Annual performance-related bonus

Share schemes including free shares

Discounted shopping benefits

28 days’ holiday plus bank holidays

Wellbeing initiatives and parental leave policies

Qualifications

• Comfortable working with numbers, degree or equivalent quantitative experience.
• Practical experience using analytical software and coding.
• Strong evidence of creativity and accuracy when working with complex data.

Responsibilities

• Work with SAS, SQL, and Excel to manipulate and interrogate data.
• Monitor portfolio performance and conduct deep dives to uncover trends.
• Develop credit strategies to ensure responsible lending.

Skills

Strong numerate skills

Coding experience

Analytical problem solver

Effective communicator

Self-starter

Growth mindset

Credit Risk Knowledge

Education

Degree in a numerate subject or equivalent quantitative experience

Tools

SAS

SQL

Excel

PowerPoint

Job description

A leading financial services institution in the UK seeks a Senior Credit Analyst to join their Embedded Finance Credit Risk team. The role involves utilizing analytical skills and coding experience, particularly in SAS and SQL, to develop credit strategies and monitor portfolio performance. Ideal candidates will possess strong numerate skills, a degree in a quantitative field, and the ability to communicate effectively. This position offers a hybrid work model and a comprehensive benefits package.