Senior Credit Risk Analyst – Embedded Finance (Hybrid)

lloyds banking group; Chester; Hybrid; GBP 43,000 - 49,000; Full time

Job summary

A leading banking institution is looking for a Senior Credit Analyst in Chester. The role includes developing credit strategies, monitoring portfolio performance, and delivering insights while working in a flexible hybrid environment. Candidates should possess strong numerate skills, coding experience, and credit risk knowledge. Benefits include a generous pension contribution, performance-related bonuses, and well-being initiatives. If you're ready to contribute to a diverse and inclusive team, apply now.

Benefits

Generous pension contribution of up to 15%

Annual performance-related bonus

Share schemes including free shares

Discounted shopping benefits

28 days’ holiday, with bank holidays on top

Wellbeing initiatives and parental leave policies

Qualifications

• Comfortable working with numbers and have prior quantitative experience.
• Practical experience with SAS, SQL, and Microsoft Office.
• Ability to derive insights from complex data.

Responsibilities

• Manipulate and interrogate data using SAS, SQL, and Excel.
• Monitor portfolio performance and uncover trends.
• Develop and oversee credit strategies for new products.
• Deliver regular insights to support customer needs.
• Collaborate with teams to safely deliver change.
• Balance risk and rewards while supporting goals.
• Mentor junior team members and stay informed on industry trends.

Skills

Strong numerate skills

Coding experience

Analytical problem solver

Effective communicator

Self-starter

Growth mindset

Credit Risk Knowledge

Education

Degree in a numerate subject or equivalent experience

Tools

SAS

SQL

Excel

PowerPoint

Job description

A leading banking institution is looking for a Senior Credit Analyst in Chester. The role includes developing credit strategies, monitoring portfolio performance, and delivering insights while working in a flexible hybrid environment. Candidates should possess strong numerate skills, coding experience, and credit risk knowledge. Benefits include a generous pension contribution, performance-related bonuses, and well-being initiatives. If you're ready to contribute to a diverse and inclusive team, apply now.