Senior Commercial Property Claims Handler

Direct Line Group; Manchester; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A leading insurance provider seeks a Senior Commercial Property Claims Handler in Manchester. The role involves managing complex claims up to £100,000, supporting team leadership, and investigating potential fraud. Candidates must have a strong commercial insurance background and excellent stakeholder management skills. This full-time, hybrid role offers significant benefits including a 9% employer pension contribution and an annual bonus. Join a company committed to diversity and employee well-being.

Benefits

9% employer contributed pension

Annual company bonus of up to 10%

50% off home, motor and pet insurance

Additional optional Health and Dental insurance

EV car scheme for new electric cars

Generous holidays

Buy as you earn share scheme

Employee discounts and cashback

Qualifications

• Proven track record in handling large and complex property claims.
• Strong understanding of insurance principles and policy coverage.
• Ability to manage customer relationships effectively.

Responsibilities

• Handle larger and complex property claims up to £100,000.
• Triage and manage end-to-end handling of claims.
• Investigate claims and spot potential fraudulent activity.
• Support the team leader in managing technical capability.

Skills

Strong commercial insurance background

Confident in recognising and investigating potential fraud indicators

Excellent stakeholder management skills

Experience coaching or mentoring colleagues

Job description

Overview

Senior Commercial Property Claims Handler

Manchester - Hybrid (2 days a week in the office)

Full Time, Permanent Position

Direct Line is evolving. Across every part of our business, teams are embracing new opportunities and putting customers at the heart of everything they do. Whether you're already part of Direct Line or thinking about joining us, you'll have the chance not only to be recognised for your skills, but also to build on them and be empowered to do your very best.

Hours: 35 hours

#LI-Hybrid

#LI-CL2

What you’ll be doing

• As a Senior Commercial Property Claims Handler, you'll be responsible for handling the larger and more complex Direct Line for Business and Churchill for Business property claims up to a value of £100,000. The duties also include supporting the Team Leader in managing the team and developing technical capability.
• Reporting directly to the Commercial Claims Team Leader, you'll:
• Triage new large and technical property claims.
• Manage end-to-end handling of retained technical claims.
• Spot and escalate potential fraudulent activity.
• Investigate claims, negotiate indemnity and liability, and identify recovery opportunities.
• Help shape and improve our overall claims handling strategy.
• Support technical development through case clinics, audits, and sharing legal / technical updates.
• Maintain strong control of indemnity spend and accurate reserving.
• Manage customer and third-party expectations throughout the claim lifecycle.
• Meet all regulatory timescales and compliance requirements.
• Act as a technical mentor and referral point for colleagues.
• Focus on your own development to support our centre-of-excellence standards.
• Keep customer experience and Consumer Duty principles at the core of your work.
• Achieve departmental targets and contribute to team performance.
• Our hybrid model offers a 'best of both worlds' approach. When you'll be in the office depends on your role and team, but colleagues spend at least 2 days a week in the office.

What you’ll need

• Strong commercial insurance background.
• Confident in recognising and investigating potential fraud indicators.
• Solid understanding of core insurance principles, policy coverage and industry practices.
• Excellent stakeholder management skills, with the ability to build effective relationships.
• Experience coaching, supporting or mentoring colleagues to develop their capability.

Benefits

• We recognise we wouldn't be where we are today without our colleagues, that's why we offer excellent benefits designed to suit your lifestyle :
• 9% employer contributed pension
• Annual company bonus of up to 10%
• 50% off home, motor and pet insurance, plus free Green Flag breakdown cover
• Additional optional Health and Dental insurance
• EV car scheme allows all colleagues to lease a brand new electric or plug-in hybrid car in a tax efficient way
• Generous holidays
• Buy as you earn share scheme
• Employee discounts and cashback
• Plus, many more

We want everyone to get the most out of their time at DLG. Which is why we’ve looked beyond the financial rewards and created an offer that takes your whole life into account. Supporting our people to work at their best – whatever that looks like – and offering real choice, flexibility, and a greater work-life balance that means our people have time to focus on the things that matter most to them. Our benefits are about more than just the money you earn. They’re about recognising who you are and the life you live.

Be yourself

Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We're delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers.

We know you're more than a CV, and the things that make you, you, are what bring potential to our business. We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you.

Note: All roles are subject to standard Direct Line Group recruitment processes.