Senior Claims Technician - Accident & Travel Claims

Zurich; United Kingdom; Hybrid; GBP 40,000 - 60,000; Part time

Job summary

A leading insurance provider in the UK is seeking a Senior Claims Technician to enhance customer experience and manage complex claims. Applicants should have extensive experience in retail travel claims and strong negotiation skills. The role supports flexible working conditions, prioritizing employee wellbeing while ensuring high-quality service to clients.

Benefits

12% defined non-contributory pension scheme

Annual company bonus

Private medical insurance

Holiday buy/sell options

Qualifications

• Experience in medical repatriations and cost containment procedures.
• Ability to handle requests from various stakeholders effectively.
• Exposure to Corporate Business and Personal Accident Insurance.

Responsibilities

• Review claims and make decisions under Consumer Insurance Act.
• Handle and negotiate complex claims across various portfolios.
• Assist in developing strategy for best customer outcomes.

Skills

Extensive retail travel claims experience

Handling large and complex losses

Strong communication skills

Relationship management

Effective negotiation skills

Continuous Improvement mindset

Education

Insurance industry relevant qualifications

Job description

Working hours: This role is available on a part-time, job-share or full-time basis.

Location: UK, we’re flexible!

Closing date: 23rd November 2025

The opportunity

Our Accident & Travel business has excelled in recent years, affording us an exciting opportunity to grow our team.

Being a Senior Claims Technician, you’ll enjoy supporting peers with technical claim referrals, assisting on complaint resolution queries, working alongside our suppliers to enhance our customer experience, and engage with our intermediaries, customers, and wider internal stakeholders to help improve our proposition. This role is perfect for someone who has a passion for propositional enhancements, performance optimisation, and delivering excellent customer service.

Our Claims function is the largest department in our UK General Insurance business and it’s critical in ensuring we provide our customers with a personal, clear, effortless, and collaborative service. Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full-time. Please talk to us at interview about the flexibility you may need.

What will you be doing?

As a Senior Claims Technician, you will:

• Review claims and medical assistance cases over our TPA’s delegated authority, including authorising air ambulance requests and urgent medical treatment
• Be responsible for handling and negotiating complex or large value claims across Retail and Commercial portfolio’s
• Make decisions under the terms of Consumer Insurance (Disclosure and Representation) Act 2012
• Make decisions based on the policy’s terms and conditions, Zurich’s Claims philosophy and the FCA’s Consumer Duty
• Assist the Customer Care team in reviewing complaints and providing feedback to our TPAs
• Assist in developing strategy and best possible customer outcomes
• Evaluate claims handling processes and systems to identify opportunities for improvements for both our TPA’s and in-house claim teams
• Share claim insights and support our wider business functions such as Underwriting, Sales & Distribution, and Actuarial
• Remain up to date on industry best practice and any changes in rules around patient repatriation
• Develop and maintain relationships with internal and external stakeholders
• Contribute to a positive and supportive team culture
• Take action to manage own personal development and encourage others to do the same

What are we looking for?

Extensive retail travel claims and/or medical assistance experience is essential, including, but not limited to:

• Medical Repatriations
• Knowledge of cost containment procedures
• Applying CIDRA (Consumer Insurance (Disclosure and Representations) Act 2012)
• Identifying and/or investigating recoveries against at-fault parties
• Comfortable handling large and complex losses
• Able to offer out-of-hours phone support, on a rotational basis, to our medical assistance providers
• Ability to handle requests from various stakeholders and effectively prioritise tasks

In addition to this you also ideally you will have:

• Exposure to Corporate Business and Personal Accident Insurance
• Insurance industry relevant qualifications and/or evidence of working towards
• Strong communication, relationship management, and effective negotiation skills to deliver exceptional customer service
• Experience of complaints management
• Continuous Improvement mindset
• Strong IT skills, with the ability to analyse performance data
• Experience of managing varying workloads and pressures

What will you get in return?

Everyone’s different. That’s why at Zurich; we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year. Our benefits include 12% defined non-contributory pension scheme, annual company bonus, private medical insurance and the option to buy up to an additional 20 days or sell some of your holiday.

Follow the link for more information about our benefits -

What happens next?

As an inclusive employer we want to ensure that all candidates feel comfortable and are able to perform at their best during the interview. You’ll have the opportunity to let us know of any reasonable adjustment or practical support needed when you apply.

Who we are

At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we’re creating a brighter future for our customers, our people and our planet.

With over 55,000 employees in more than 170 countries, you’ll feel the support of being part of a strong and stable company who are a long‑standing player in the insurance industry.

We’ve made a promise to each other and every employee; to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.

If you're interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives and contributions - then Zurich could be just the place for you. Be part of something great.

Our Culture

At Zurich, our sense of community is strong and we’re particularly passionate about diversity and inclusion, which we’ve won numerous awards for. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of their background, beliefs or culture. We want our employees to reflect the diversity of our customers and so are committed to treating all of our applicants fairly and with respect, irrespective of their actual or assumed background, disability or any other protected characteristic.

We’ve an environment that places a real importance on our people’s wellbeing from a physical, mental, social and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We’re also committed to continuous improvement, and we offer access to a comprehensive range of training and development opportunities.

We’re passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm,Zurich Community Trust, is one of the longest‑established corporate trusts in the UK. In that time, we’ve awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.

So, make a difference. Be challenged. Be inspired. Be supported. Love what you do. Work for us.