Senior Audit Associate

Capital One (Europe) plc; Nottingham; Hybrid; GBP 55,000 - 70,000; Full time

Job summary

Capital One (Europe) plc in Nottingham is seeking a Senior Audit Associate to join the UK Audit Team. You will focus on audits across consumer lending, delivering independent insights and high-quality assurance to the Audit Committee.

The role supports hybrid working with three days in-office and two days remote. The ideal candidate will hold ACCA/ACA/CIMA/IIA or equivalent, with demonstrated audit or risk experience, and a mindset of continuous learning to strengthen our data-driven audit

Qualifications

• Qualified in ACCA/ACA/CIMA/IIA or equivalent.
• Proven history of contributing to internal or external audit, risk or compliance engagements.
• Crucial ability to understand business processes and controls.

Responsibilities

• Perform risk assessments of business activities and testing based on audit scope.
• Communicate issues, risks and recommendations to management.
• Operate independently and complete work to schedule with high quality.
• Build strong working relationships with business partners and Audit group.
• Leverage data analytics during planning and fieldwork.
• Follow up on audit actions to ensure timely remediation.
• Pursue learning opportunities to enhance skills and competencies.

Skills

Audit experience

Professional qualifications

Job description

Nottingham Trent House (95002), United Kingdom, Nottingham, NottinghamshireSenior Audit Associate

Job Title: Senior Audit Associate

Location: Nottingham - Hybrid

Working Pattern: 3 days in-office (Tuesday-Thursday) and 2 days remote.

Our Mission

We’re on a mission to be a force for good in lending. Throughout our almost 30-year history, we’ve consistently been recognised as a great place to work; in 2026, Capital One was officially ranked 9th in the UK’s Best Workplaces™ list. Hear from our team about what it’s like working at Capital One UK.

About the Role

This is a fantastic opportunity to join our UK Audit Team. Capital One’s Audit function is a dedicated group of professionals focused on delivering quality assurance services to the organisation’s Audit Committee. Audit's vision is to provide high value, independent, proactive insights, to innovate with technology, and to be a top talent destination. We maintain a dynamic atmosphere for both personal growth and professional opportunity.

We’re seeking an energetic, self-motivated Senior Associate Auditor (with a relevant qualification) interested in joining our UK based International Card Audit Team. As a member of the team, you’ll focus on a broad range of audits related to the consumer lending businesses across the UK and Canada.

What you’ll do

• Perform risk assessments of business activities and relevant testing based on the risks and processes associated with the area being audited. Assist in communicating issues, risks and recommendations to all levels of management.


• Operate independently and ensure work is completed to schedule and meets our high-quality standards.


• Develop and maintain strong and effective working relationships with key business partners and the extended Audit group.


• Leverage available data and analytical tools during the planning and fieldwork phases of audit delivery.


• Proactively follow-up on agreed audit actions to ensure management delivers their commitments within the agreed timescales.


• Proactively seek out learning opportunities to enhance skills and competencies related to the role.


• Very occasionally travel to Canada to perform audit engagements, typically less than twice a year, although we are flexible regarding personal circumstances.

The skills and experience you’ll need

• Relevant qualification (ACCA, ACA, CIMA, IIA, or equivalent).


• Proven history of contributing to the delivery of internal or external audit, risk or compliance engagements.


• You are a critical thinker who seeks to understand the business and its control environment.


• You possess a relentless focus on quality and timeliness.


• You adapt to change, embrace bold ideas, and are intellectually curious. You like to ask questions, test assumptions, and challenge conventional thinking.


• You develop influential relationships based upon shared risk objectives and trust to deliver outstanding business impact and elevate Audit’s value proposition.


• You’re a firm believer that a rich understanding of data, innovation, and technology will only make you a better auditor. This will require leveraging the power of data analytics and furthering your technical expertise.


• You create energy and an environment that fosters trust, collaboration, and belonging, making it easy to attract, hire, and retain top talent.

Where and how you'll work

This is a permanent position based in our Nottingham office.

We embrace a hybrid approach to work. You'll spend three days a week in the office (Tuesday-Thursday), with Monday and Friday being dedicated work-from-home days.

Our offices are designed to inspire and support you. At our Nottingham head office, you'll find an on-site gym, restaurant and dedicated Learning Loft. Our London office boasts a rooftop running track and coffee bar.

What’s in it for you

We invest in the growth of our people alongside our business. You will have extensive opportunities to learn and develop your career, including access to up to £5,000 in funding for external qualifications.

In addition to career development, our comprehensive benefits package is designed to grow with you, ensuring your wellbeing is prioritised at every stage of your career:

Wealth & Future: Competitive pension and performance-based bonus schemes

Holidays: Start with 25 days of annual leave, increasing with tenure. Need more? You have the option to buy 5 additional days.

Health: Access premium care through our private medical insurance.

Family Support: We champion your milestones with enhanced parental leave.

A full list of our benefits is available here.

What you should know about how we recruit

We pride ourselves on hiring the best people, not the same people. Building diverse and inclusive teams is the right thing to do and the smart thing to do. We want to work with top talent: whoever you are, whatever you look like, wherever you come from. We know it’s about what you do, not just what you say. That’s why we make our recruitment process fair and accessible.

We value diversity, inclusion and belonging at our core. We empower our associates to do great work by creating an inclusive culture-one that values diverse perspectives, fosters collaboration and encourages innovative ideas and a place where associates of all backgrounds can thrive by bringing their most authentic selves to work. We call this our Culture of Belonging, and it rests at the heart of our business.

Our associate-led Business Resource Groups were created to help support our diverse population and include over 10 groups across our offices. Because each Business Resource Group is as unique as the population it serves, they offer a range of activities, networking opportunities, special events and learning programmes to associates.

Capital One is committed to diversity in the workplace.

Who We Are

At Capital One, we're building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.

Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.