Senior AML & Financial Crime Compliance Lead

OpenPayd Ltd; England; On-site; GBP 65,000 - 95,000; Full time

Benefits offered by this job

Personal training budget

Cycle to Work scheme

Discounted gym membership

PerkBox discounts

Travel loan

Company Pension plan

Health, Dental & Life Insurance

Office social events

Birthday & Volunteer day

Job summary

OpenPayd Ltd is seeking a compliance professional to strengthen our Second Line in a fast-paced fintech environment in the United Kingdom. You will review complex onboarding, advise on AML, CDD, and sanctions, and challenge risk decisions while mentoring First Line staff.

Ideal candidates have 3+ years AML experience, deep regulatory knowledge, and the ability to train teams. The role supports ongoing compliance initiatives and efficiency improvements in a dynamic workspace.

Qualifications

• 3+ years AML experience in financial services
• Deep knowledge of AML/CTF and financial regulations
• Background in client due diligence and complex corporate structures
• Experience in UK/EU regulated financial services sector, fintech is a plus
• Ability to mentor and train staff in a fast-paced environment

Responsibilities

• Act as a Second Line escalation point for First Line AML teams
• Provide risk-based guidance on AML, CDD, EDD and sanctions
• Review and challenge First Line risk decisions for policy alignment
• Document rationale and outcomes for escalations
• Deliver training and mentor junior teammates
• Perform quality control on applications and provide SME feedback
• Conduct compliance calls and assess customer controls
• Identify improvements in due diligence processes and procedures
• Present case files during audits and compliance reviews
• Draft and enhance compliance policies and procedures

Skills

AML Compliance

CDD/EDD

Regulatory Knowledge

FinTech Experience

Job description

OpenPayd Ltd is seeking a compliance professional to strengthen our Second Line in a fast-paced fintech environment in the United Kingdom. You will review complex onboarding, advise on AML, CDD, and sanctions, and challenge risk decisions while mentoring First Line staff.

Ideal candidates have 3+ years AML experience, deep regulatory knowledge, and the ability to train teams. The role supports ongoing compliance initiatives and efficiency improvements in a dynamic workspace.