Senior Actuary

Jobtailor

Birmingham

On-site

GBP 90,000 - 150,000

Full time

14 days+

Get more replies from employers

Send a job-specific resume in minutes.

Job summary

Jobtailor is seeking a qualified actuary to lead balance sheet management and financial risk oversight for the Group and UK entities. The role involves shaping long-term financial strategy, providing expert Line 2 opinions, and challenging senior decisions with a strong strategic and regulatory understanding of Solvency UK, IFRS 17, and UK GAAP.

You will mentor a high-performing team and collaborate across cross-functional networks.

Qualifications

Qualified actuary with significant experience in a life insurer, regulator, consultancy or reinsurer.
Deep understanding of life insurance products (PRT and annuities), regulatory frameworks (Solvency UK, IFRS 17, UK GAAP).
Experience in balance sheet management, modelling, solvency & liquidity analysis, ALM and hedging.

Responsibilities

Support the Head of Balance Sheet & ALM Oversight in oversight of the Group’s balance sheets and long-term financial strategy.
Opine on material business decisions and assess risks and trade-offs.
Develop and maintain Line 2 risk oversight activities and risk appetite.
Provide technical leadership and coach team members.
Influence senior stakeholders and distill complex analyses into concise insights.

Skills

Balance Sheet Management

Solvency Analysis

Liquidity Analysis

Asset‑Liability Management

Hedging

Matching Adjustment

Climate Financial Risks

Risk Framework Development

Business Planning Principles

Risk Appetite Setting

Influencing Stakeholders

Team Leadership

Coaching

Communication

Constructive Feedback

Education

Actuarial qualification (FI/FFA)

Job description

Support the Head of Balance Sheet & ALM Oversight in oversight of the Group’s balance sheets (Group and all UK legal entities) and delivery of the company’s long-term financial strategy , providing Line 2 advice, guidance and challenge to the business.
Opine on material business decisions and assess whether key risks and trade‑offs have been considered appropriately. Line 2 opinions should consider the Group’s strategic objectives and balance commercial opportunities with risk implications.
Support the development and maintenance of effective and efficient Line 2 risk oversight activities that are proportionate and risk-based, providing clarity to the business on requirements for risk identification, risk management, risk mitigation and performance against Standard Life’s risk appetite.
Provide technical leadership and act as a positive role model within the team, helping to focus oversight on material risks and transactions; support effective team ways of working; and contribute to a culture of high performance, development and continuous improvement through constructive feedback, coaching and knowledge sharing.
Influence and constructively challenge senior stakeholder decisions, drawing on internal relationships, cross‑functional networks, external market perspectives and relevant experience.
Work independently to deliver clear, high-quality reports and materials for senior stakeholders.
The successful candidate should lead by example, contribute positively to team culture and support wider team development through thought leadership, knowledge sharing and staying up to date with latest market practice.

Requirements

Qualified actuary with significant experience in a life insurer, regulator, consultancy or reinsurer.
In‑depth understanding of life insurance products (in particular PRT and annuities), regulatory frameworks (Solvency UK, IFRS 17, UK GAAP), and the principles of business planning, and balance sheet management and optimisation – including understanding of best market practice in key areas of oversight.
Deep experience in the core technical areas of the role (i.e. balance sheet modelling and analysis, solvency & liquidity analysis, asset‑liability management and hedging, Matching Adjustment and climate financial risks) and strong understanding of insurance, credit and market risks.
Experience in financial risk oversight, including developing risk frameworks and setting risk appetite, with a focus on material risks and helping the business find solutions to strategic financial risk challenges that balance commercial outcomes and risk considerations.
Proven ability to work across teams and support the delivery of enterprise‑wide change in a large, complex organisation.
Experience working with board level and c‑suite through verbal and written communication and presentations, with the ability to distil complex technical analysis into clear, concise and decision‑ready insights for senior stakeholders.

Core Competencies

Demonstrates expertise in balance sheet management, financial risk oversight, and life insurance products, with a strong ability to influence senior stakeholders and deliver high-quality insights. Proven track record in developing risk frameworks and optimizing financial strategies within complex organisations.

Highest-signal resume keywords