Senior Actuarial Analyst (General Insurance)

Cover-More; Brighton; Hybrid; GBP 40,000 - 55,000; Full time

Job summary

A leading insurance provider seeks a skilled actuary responsible for portfolio profitability and product pricing. The role requires a Bachelor's in Mathematics or Actuarial Science, strong actuarial proficiency, and the ability to communicate effectively with stakeholders. Enjoy a hybrid work model and many benefits, including health and life insurance, parental leave, and professional development opportunities.

Benefits

Health insurance

Life insurance

Income protection

Company subsidised pension

25 days annual leave

Short term incentive plan

Employee reward and recognition scheme

Flexible working opportunities

Competitive family and parental leave programme

Employee assistance program

Volunteering leave

Online learning and training opportunities

Professional membership

Work anniversary leave

Qualifications

• Bachelor's degree (or equivalent) in Mathematics, Actuarial Science, or a related field.
• Member or actively pursuing membership in the Institute and Faculty of Actuaries.
• Strong experience in pricing, with travel insurance desirable but not mandatory.
• Demonstrated proficiency in actuarial concepts and methodologies.

Responsibilities

• Execute rate level indications and portfolio profitability exercises.
• Support development and pricing of new products.
• Promote premium adequacy reports and budget loss ratio estimates.
• Collaborate with Finance and Data Analytics to ensure data accuracy.

Skills

Mathematics

Actuarial concepts

Microsoft Excel

VBA

R

Python

Communication with stakeholders

Deadline management

Education

Bachelor’s degree in Mathematics/Actuarial Science

Job description

Job Description

Travel Guard is a leading travel insurance provider, serving millions of leisure and business travellers worldwide. Established in 1982 we offer a comprehensive portfolio of travel insurance solutions and global assistance services. Travel Guard operates service centres across Asia, Europe, and the Americas, ensuring 24 / 7 support to help travellers navigate unexpected circumstances that may disrupt their plans.

As part of the Zurich Cover-More Group, we now have access to an extensive global network and resources, further strengthening our ability to deliver reliable, innovative, and tailored insurance and assistance for our customers.

So, what’s the job?

• You’ll ensure execution of rate level indications and portfolio profitability exercises across various segments.
• You’ll support business stakeholders in the development and pricing of new products.
• You’ll promote the development and production of premium adequacy reports and provide budget loss ratio estimates.
• You’ll ensure best practices are followed, including appropriate risk loads for catastrophic risk, commissions, expenses, and profit loadings.
• You’ll perform peer reviews of actuarial work completed by other team members.
• You’ll collaborate with Finance, Business Stakeholders, and Data Analytics to ensure data used for pricing and monitoring is complete, accurate, and timely.
• You’ll support company planning processes as needed.
• You’ll ensure compliance with oversight and governance requirements from the wider organization.
• You’ll work closely with junior team members and non‑actuarial colleagues to foster knowledge sharing and collaboration.
• You’ll comply with key regulatory, risk management, and audit procedures.

And what are we looking for?

• You’ll hold a Bachelor’s degree (or equivalent) in Mathematics, Actuarial Science, or a related field.
• You’ll be a member, or actively pursuing membership, in the Institute and Faculty of Actuaries or a local actuarial governing body.
• You’ll have strong experience in pricing, with travel insurance desirable but not mandatory.
• You’ll demonstrate strong proficiency in actuarial concepts and methodologies.
• You’ll be highly skilled in Microsoft Excel, with knowledge of VBA, R, Python, or other programming languages preferred.
• You’ll communicate effectively with senior business stakeholders.
• You’ll manage tight deadlines and balance multiple projects with confidence and efficiency.

So, why choose us?

We value optimism, caring, togetherness, reliability and determination.

We have more than 1500 employees worldwide: we’re a global group of digital specialists, actuaries, marketers, doctors, nurses, case managers, claims specialists, finance experts and customer service professionals. We share a global mission to look after travellers, at every step of their journey.

Job flexibility. We understand the importance of making sure that work fits into your life, not the other way around. Our hybrid work week policy ensures our employees maintain work‑life balance with the flexibility of 3 days in the office and 2 days working from home.

Career growth. We want you to continue to learn, develop and bring your ideas to the table. We want to hear what you think, and we want you to work with the business — not for the business!

Take the time you need, for you and your community. We encourage you to take the time you need, when you need it. We offer regular annual and personal leave benefits along with anniversary leave, volunteer leave and a comprehensive paid parental leave scheme.

Diversity and inclusion. We respect who you are and thoroughly embrace diversity. So whatever walk of life you wander, just be you and come as you are.

We also offer some fantastic benefits including:

• Health insurance
• Life insurance
• Income protection
• Company subsidised pension
• 25 days annual leave
• Short term incentive plan
• Employee reward and recognition scheme
• Flexible working opportunities
• Competitive family and parental leave programme
• Employee assistance program
• Volunteering leave
• Online learning and training opportunities
• Professional membership
• Work anniversary leave

Apply today and let’s go great places together!