Securitisation Credit Officer - Structuring & Risk

Lloyds Banking Group

Greater London

Hybrid

GBP 60,000 - 80,000

Full time

3 days ago

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Benefits offered by this job

Generous pension

Annual bonus

Share schemes

Discount shopping

30 days holiday

Wellbeing initiatives

Parental leave

Job summary

Lloyds Banking Group in London, Birmingham or Edinburgh is recruiting a Credit Officer to join the Securitisation team within FI Credit Risk. You will manage a portfolio of counterparties, deliver high-quality credit analysis, and present reviews to sanctioning officials for approval.

The role offers hybrid working with at least two days per week in the office, opportunities to lead due diligence calls, shape deal structures, and contribute to credit risk appetite while benefiting from a

Qualifications

Experience with securitised products and related credit risk drivers.
Proficiency in credit analysis including cash flow modelling and stress testing.
Experience in a bank and/or rating agency is desirable.
Ability to communicate effectively with senior stakeholders.
Knowledge of macroeconomic factors affecting asset performance.
Understanding of FI or large corporate credit risk assessment.

Responsibilities

Prepare new business and annual credit reviews and present to sanctioning officials.
Lead credit due diligence calls with clients and shape deal structures.
Inform credit risk appetite and provide high-quality analysis and guidance.
Manage a portfolio of counterparties within the Securitisation group.