Secured Loan Underwriter: Fast-Paced Case Management & Compliance

Brooke Harrison Recruitment; Watford; On-site; GBP 30,000 - 40,000; Full time

Job summary

A specialist lending company in Watford is seeking a Secured Loan Underwriter to manage cases from application to completion, ensuring compliance with policies and regulations. The ideal candidate will have strong communication skills, attention to detail, and experience in the secured lending sector. Benefits include a competitive salary, pension scheme, private medical healthcare, and casual dress on Fridays.

Benefits

Competitive salary with potential annual bonus or commission

Pension scheme (employee 5% / employer 4%)

Private medical healthcare and wellness benefits

Life assurance of 2x salary

Dental plan and DSE-related eye test reimbursement

Annual leave purchase scheme

Free tea, coffee, and hot chocolate

Team events, recognition ceremonies, and office activities

Casual dress on Fridays

Responsibilities

• Enter and maintain borrower data accurately on the Fusion lending platform.
• Assess secured loan applications against underwriting criteria and company policy.
• Provide timely updates to brokers and proactively chase outstanding items.
• Manage a personal pipeline of cases from inception to completion.
• Build and maintain relationships with brokers, solicitors, and other partners.
• Ensure underwriting decisions fall within the Group's risk appetite.
• Contribute to continuous improvement and uphold internal policies.

Skills

Strong written and verbal communication skills

High attention to detail and organisation

Team player with ability to work independently

Confident under pressure and meeting deadlines

Proficient in data entry and loan management systems

Previous experience managing a caseload in a fast-paced environment

A good understanding of the underwriting process

Education

CeMAP qualification (desirable)

Industry-relevant qualifications (beneficial)

Solid understanding of FCA regulations

Experience within the secured lending sector

Experience underwriting secured loans (1st or 2nd charge)

Job description

A specialist lending company in Watford is seeking a Secured Loan Underwriter to manage cases from application to completion, ensuring compliance with policies and regulations. The ideal candidate will have strong communication skills, attention to detail, and experience in the secured lending sector. Benefits include a competitive salary, pension scheme, private medical healthcare, and casual dress on Fridays.