Santander Data & AI Graduate Programme | Unity Place | 27 months | September 2026

Santander UK; Milton Keynes; On-site; GBP 25,000 - 35,000; Full time

Job summary

A major UK bank offers an exciting Graduate Programme focused on Data & AI, where you will rotate across teams to learn how data transforms banking. Ideal for candidates with a Bachelor's degree, 112 UCAS points, and a passion for innovation and technology. You'll engage with cutting-edge AI tools and contribute to meaningful financial solutions while developing your career in a collaborative environment.

Qualifications

• 112 UCAS points from top 3 A Level grades or equivalent excluding General Studies and Extended Project.
• Understanding how data translates into strategy and value.
• Experience with data tools and analytics.

Responsibilities

• Learn how data drives smarter decisions.
• Rotate across teams to build strong grounding in product development.
• Get hands-on with next-generation AI automation platforms.

Skills

Curiosity

Analytical mindset

Problem-solving

Collaboration

Tech savviness

Education

Bachelor's degree in any discipline

Job description

Country: United Kingdom

Turn data into impact. Shape the future with AI.

Data is transforming how we live, work and bank — and at Santander, we’re at the forefront of that change. Our Data & AI Graduate Programme is your opportunity to help us reimagine the future of Financial Services through insight, innovation, and technology. From intelligent automation to generative AI, you’ll be part of the teams shaping how Data & AI are applied responsibly and creatively to make banking smarter, faster, and more human.

This programme gives you the technical foundation and business understanding to launch a standout career in one of the most exciting, fast‑evolving areas of our business.

Are you ready to take the next step in your career and be part of the digital revolution in the banking sector?

What to expect

Over 27 months, you’ll rotate across teams to build a strong grounding in:

• Data fundamentals: Learn how data drives smarter decisions, from customer insights to risk management.
• Product development: See how data powers products that make a real difference to our customers.
• AI and Analytics: Discover how machine learning and automation are reshaping the way we think and work.
• Agentic AI & Automation: Get hands‑on with next‑generation AI automation platforms — helping to design, test, and deploy AI agents that transform how our internal teams work and deliver for customers.

Alongside your rotations, you’ll complete a development programme — combining formal training, on‑the‑job projects, mentoring, and access to communities across Santander. You’ll also experiment with some of the latest AI tools and emerging technologies, learning how to safely and effectively bring innovation into a global financial services environment.

Requirements

You don’t need to be a coding expert — just curious, analytical, and ready to learn. What we really want to see is your drive to grow and your passion for how data and AI can make things better for our customers.

• A Bachelor's degree in any discipline, as well as 112 UCAS points (top 3 A Level grades or equivalent excluding General Studies and Extended Project)
• Business acumen – understanding how data translates into strategy and value
• Tech savviness – getting hands‑on with data tools, platforms and analytics
• Problem‑solving – turning complexity into clarity through insight
• Collaboration – working with experts across technology, product, and business teams
• Curiosity for innovation — exploring how Data & AI can reimagine the colleague and customer experience and turning experimentation into real‑world impact.
• Commitment to The Santander Way, and our TEAMS behaviours:

• Think Customer: I care about our customers, so I go the extra mile to earn their trust and loyalty.
• Embrace change: I embrace new challenges and I see new ways of doing things as an opportunity to grow.
• Act Now: I take accountability and manage risks accordingly, always keeping things simple.
• Move Together: I seek opportunities to promote collaboration and work together to achieve common goals.
• Speak Up: I feel free to raise any idea, ask any question or escape any issues or risks, building an environment of respect and trust. I am comfortable sharing and receiving feedback.

Why join Santander?

We’re investing in people who want to shape what’s next. Here, you’ll be part of a community that celebrates innovation, encourages continuous learning, and supports you to reach your potential.

You’ll collaborate with teams across Santander Group — including in Spain, Argentina, and the US — to co‑develop cutting‑edge Data & AI solutions that benefit millions of customers and colleagues worldwide. You’ll grow fast, make meaningful contributions, and help us create a smarter, more human bank powered by data and technology.

Unlock your future and accept the challenge at Banco Santander.

It Starts Here!

LET YOUR STORY UNFOLD WITH US

At Santander, we're creating a thriving workplace where all colleagues feel they belong and are supported to succeed. We all help to make Santander a workplace that celebrates diversity and attracts, retains and develops the most talented and committed people through living our values of Simple, Personal, and Fair.

We welcome applications from people who have their own right to work in the UK. At this present time, Graduate roles are not eligible for Visa Sponsorship. We are welcoming applications from people who have a valid right to work in the UK and you will be asked to provide evidence of your right to work during your application process.

What To Do Next

If this sounds like a role you are interested in, then please apply.

If there’s anything we can do in the recruitment process to help you achieve your best, get in touch. Whether it’s a copy of our application form in another format or additional assistance, we’re available through email. You can contact us at [e-mail]