Risk Underwriter

Atradius N.V.; Cardiff; Hybrid; GBP 27,000 - 32,000; Full time

Job summary

A global credit insurance company is seeking an Underwriter for their Risk Services team in Cardiff. This role involves evaluating risks and managing a portfolio for key customers while attending industry events. A degree in Finance or Economics is preferred, along with strong communication skills. The position offers a competitive salary with a strong benefits package including hybrid working, significant pension contributions, and extensive training opportunities.

Benefits

Hybrid working

Competitive salary and annual bonus scheme

Pension scheme with up to 18% contribution

Life assurance cover

Income protection insurance

27.5 days annual leave

Flexible working hours

Training and support for development

Employee assistance programme

Sports and social club

Salary sacrifice scheme for dental cover and health insurance

Qualifications

• A degree with a significant analytical component is essential.
• Strong written and communication skills are needed.
• Attention to detail and confidentiality is important.

Responsibilities

• Evaluate transactions to determine risk profile.
• Manage a portfolio of risks for key customers.
• Attend industry talks and participate in training.

Skills

Analytical skills

Strong written communication

Attention to detail

Ability to interpret financial statements

Education

Bachelor’s or master’s degree in Finance, Economics, or Accounting

Job description

Overview

You will be joining the Credit Specialties department as an Underwriter within Risk Services. Credit Specialties is a division within Atradius that offers non-cancellable and comprehensive credit insurance to corporates and banks across a multitude of sectors and regions worldwide. You will evaluate transactions on a case-by-case basis to determine acceptable risk and alignment with departmental risk appetite. In addition to case-by-case work, you will have the opportunity to manage a portfolio of risks for key customers, developing relationships with our commercial unit and clients/brokers while managing expectations on both sides. Given the nature of our business, an interest in geopolitical developments and a reasonable grasp of macroeconomics are beneficial. You will have the opportunity to attend industry talks and broker conferences, and receive financial analysis training to support development in the role. While a financial background is not essential, a basic understanding of financial statement analysis is favourable. The position may involve travel, including overseas, and requires a flexible approach to working hours. Salary: up to GBP32k depending on experience.

We are a global company and recruit talent worldwide. We promote a positive and diverse working culture and value experience from a wide variety of backgrounds.

Responsibilities

• Evaluate transactions on a case-by-case basis to determine risk profile and alignment with departmental risk appetite.
• Manage a portfolio of risks for key customers, developing relationships with the commercial unit and clients/brokers while managing expectations.
• Attend industry talks and broker conferences; participate in financial analysis training to support role development.

Qualifications

• A bachelor’s or master’s degree with a significant analytical component; preference for Finance, Economics, or Accounting, though other disciplines will be considered.
• Strong written and communication skills with the ability to articulate an argument.
• Strong attention to detail and the ability to work with confidential information.
• Ability to interpret financial statements is favourable but not required.
• Willingness to travel and adapt to flexible working hours.

Benefits

• Hybrid working
• Competitive salary and annual bonus scheme
• Market leading pension scheme of up to 18% contribution (15% employer contribution with a 3% employee contribution)
• Life assurance cover at 10 x annual salary
• Income protection insurance for long-term illness
• 27.5 days annual leave starting (plus bank holidays)
• Flexible working hours
• Training and support to reach your full potential including funded study opportunities
• Employee assistance programme
• Sports and social club
• Salary sacrifice scheme for discounted private dental cover, private health insurance, retail vouchers, cycle to work, etc.