Risk Manager

Klarna; Greater London; On-site; GBP 70,000 - 100,000; Full time

Job summary

Klarna is seeking a senior UK Risk Control professional to ensure the risk framework is implemented in alignment with regulatory requirements and best practices. You will identify, assess, and mitigate risks across credit, operational, market, liquidity, and business risk domains.

You will oversee risk identification, reporting, and guidance; support major business changes in the UK; review resilience, incident, and continuity processes; and contribute to risk opinions for the UK Board.

Qualifications

• Knowledge of risk management in a financial services firm
• Experience in product operations or project management in FS or tech
• Inquisitive and action oriented; fixes problems and leaves things better
• Strong attention to detail; uses structured problem solving; AI tools experience
• Able to apply risk, systems and operational thinking across a varied portfolio
• Strong conceptual ability with drive and ambition

Responsibilities

• Oversee risk identification, assessment, monitoring, and reporting across the entity
• Support the business and challenge on major changes as they apply to the UK
• Review risk assessment, incident, resilience and business continuity processes
• Independently review assurance reviews of BAU processes and product delivery
• Contribute to the quarterly independent risk opinion for the UK Board
• Coordinate risk appetite statements and limits for UK with senior management and Board
• Collaborate with stakeholders to implement risk management initiatives

Skills

Risk management

Product operations

Project management

Problem solving

AI tools

Job description

What You Will Do

You will be a part of the second-line UK Risk Control team to ensure that KFSUK’s risk management framework is implemented and aligned with regulatory requirements, industry best practices, and the company's strategic objectives. You will play a critical role in identifying, assessing, and mitigating risks across various areas, including credit, operational, market, liquidity, and business risks.

• Oversee the identification, assessment, monitoring, and reporting of risks across the entity, providing guidance and support to manage risks effectively including facilitating operational risk assessments and performing independent follow-up
• Support the business and challenge on major business changes as they apply to the UK
• Review and coordinate risk assessment process and challenge on incident, operational resilience and business continuity processes to ensure they meet business and regulatory needs
• Independently review and complete assurance reviews of BAU business process and product delivery
• Contribute to the quarterly independent opinion on the risk profile of the business from the Risk Control function for the UK Board
• Coordinate the setting and reporting of risk appetite statements and limits for UK through working with the UK senior management and supporting the Board to review and approve
• Collaborate with key stakeholders, including senior management, business units, and external partners, to ensure effective communication and implementation of risk management initiatives.

Who You Are

• Knowledge of risk management practices within a financial services firm
• Experience in product operations, project management, or a related field within a financial services firm or tech company
• Inquisitive and action oriented; experience of fixing problems and leaving a better place behind you
• Strong attention to detail and experience in using structured approaches to problem solving, and experience in using generative AI tools.
• Able to apply systems, risk and operational thinking across a varied portfolio without losing depth on any single area.
• Strong conceptual ability, with significant drive and ambition.