Risk and Compliance Manager in L3, Liverpool, Merseyside

Energy Jobline CVL; Liverpool; On-site; GBP 50,000; Full time

Job summary

A well-established lending business is seeking a Risk & Compliance Manager to shape operational safety and compliance. This role involves developing risk management frameworks, ensuring adherence to FCA regulations, and preparing detailed reports for management. The ideal candidate will have a degree in a relevant field and significant experience in risk or compliance roles, ideally within the legal sector.

Benefits

Competitive salary

Opportunities for professional growth

Supportive environment

Qualifications

• Minimum 5 years' experience in risk, compliance or credit analytics.
• Strong knowledge of FCA regulatory environment.
• Experience in legal-sector lending is a plus.

Responsibilities

• Develop and maintain Risk Management Framework.
• Ensure company compliance with FCA principles.
• Prepare Risk & Compliance reports for the Board.

Skills

Risk management

Compliance knowledge

Data analysis

Communication skills

Organizational skills

Education

Degree in finance, law or risk-related field

Tools

Excel

Power BI

Job description

Risk & Compliance Manager – Shape the Future of Legal Lending

Location: Liverpool (office-based). Salary: Around £50 k per annum.

We are a well‑established lending business specialising in the legal sector and are looking for a Risk & Compliance Manager to join our team in Liverpool. This role goes beyond following rules – it shapes how the business operates, ensuring safety, compliance and competitiveness.

What You’ll Be Doing

You’ll be the go‑to expert for all things risk and compliance, working closely with the CEO and Board to ensure the company operates within a robust, well‑structured framework.

Risk Management

• Develop and maintain a comprehensive Risk Management Framework tailored to legal‑sector lending.
• Keep the Risk Register up to date – identifying, assessing and mitigating risks across the portfolio.
• Conduct risk reviews on borrower law firms and funded cases, ensuring alignment with the company’s risk appetite.
• Support the CEO and Board in setting and monitoring risk thresholds.

Compliance

• Ensure the company stays fully compliant with FCA principles, data protection, AML and financial regulations.
• Keep compliance policies and procedures up to date and coordinate annual reviews.
• Oversee KYC, AML, and CTF processes for new and existing borrowers.
• Support the CEO with FCA registration and reporting (SMCR, Conduct Rules, SYSC).
• Investigate and escalated compliance incidents and breaches, and coordinate training to keep the team sharp.

Loan Book Analytics & Data Preparation

• Collect, validate and analyse loan book performance data – exposure by law firm, case type, claim status, etc.
• Prepare monthly and quarterly MI reports for management, the Board and funders.
• Support cash flow forecasts, settlement projections and default analytics.
• Work with finance and credit teams to improve data accuracy and consistency across systems.
• Maintain centralised, audit‑ready loan data repositories.

Governance and Reporting

• Prepare Risk & Compliance reports for the Board and Audit & Risk Committee.
• Keep records of policy reviews, breaches, and remedial actions – ensuring transparency.
• Liaise with auditors, funders and insurers to provide compliance assurance.
• Support the design of Delegations & Authorities, Credit Policy, and Case Funding Procedures.

Is This You?

• Degree‑qualified (ideally in finance, law or a risk‑related field) with at least 5 years’ experience in risk, compliance or credit analytics.
• Loves analysing data and spotting trends – a detective who finds risks before they become problems.
• Knows the FCA regulatory environment inside out – AML, KYC, credit risk.
• Proficient in Excel and data analytics (pivot tables, dashboards) and has experience with Power BI or similar tools.
• Communicates clearly and confidently – writes board reports and explains complex issues.
• Has high integrity and professionalism – trusted by others.
• Is organised, solutions‑driven and comfortable working independently in a fast‑paced environment.

Bonus points if you’ve got

• Experience in legal‑sector lending or litigation finance.
• A background in preparing MI and board‑level reporting.
• Knowledge of credit risk decision‑making for new borrowers.

Why You’ll Love It

• A competitive salary that reflects your skills and experience.
• The chance to work closely with the CEO and Board, influencing strategic decisions.
• A supportive, professional environment where your ideas are heard.
• Opportunities to grow your skills and take on new challenges.

Ready to Make Your Mark?

If you’re a risk and compliance professional who thrives in a regulated, fast‑paced environment and wants to shape the future of a legal lending business, we’d love to hear from you.

Apply now – just send your CV and a short note about why you’d be great for this role. No fancy cover letter needed – just tell us what excites you about the opportunity!

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