Risk and Compliance Manager

OMGkPop; Liverpool; On-site; GBP 42,000 - 50,000; Full time

Job summary

A well-established lending business in Liverpool is seeking a Risk & Compliance Manager to oversee risk management and ensure compliance with regulations. The ideal candidate is degree-qualified with over 5 years in Risk or Compliance, proficient in data analysis and knowledgeable about FCA regulations. This role offers a competitive salary and the opportunity to influence strategic decisions within a fast-paced team.

Benefits

Competitive salary

Opportunity for professional growth

Supportive working environment

Qualifications

• At least 5 years of experience in Risk, Compliance, or Credit Analytics.
• Experience in Financial Services, Litigation Finance, or Professional-Services Lending preferred.

Responsibilities

• Develop and maintain Risk Management Framework.
• Ensure compliance with FCA principles and financial regulations.
• Analyse loan book performance data and prepare MI reports.
• Prepare Risk & Compliance reports for the Board.

Skills

Data analysis

Knowledge of FCA regulatory environment

Excel proficiency

Clear communication skills

High integrity and professionalism

Organised and solutions-driven

Education

Degree in Finance, Law, or Risk-related Field

Tools

Power BI

Job description

Risk & Compliance Manager

Shape the Future of Legal Lending

Location: Liverpool (office-based)

Salary: Around £50k per annum

Picture This

You’re the person who keeps everything running smoothly – the guardian of risk and compliance in a fast-moving, regulated lending business. Every day, you’re not just ticking boxes; you’re analysing risks, ensuring compliance, and making data-driven decisions that directly impact the success of the company.

My client, a well-established lending business specialising in the legal sector, is looking for a Risk & Compliance Manager to join their team in Liverpool. This isn’t just about following rules – it’s about shaping how the business operates, ensuring it stays safe, compliant, and ahead of the game.

What You’ll Be Doing

You’ll be the go-to expert for all things risk and compliance, working closely with the CEO and Board to make sure the company operates within a robust, well-structured framework. Your role will be varied: one day you’re updating the Risk Register, the next you’re analysing the loan book to spot trends and risks before they become issues.

Risk Management

• Developing and maintaining a comprehensive Risk Management Framework tailored to legal-sector lending.
• Keeping the Risk Register up to date – identifying, assessing, and mitigating risks across the portfolio.
• Conducting risk reviews on borrower law firms and funded cases, ensuring everything aligns with the company’s risk appetite.
• Supporting the CEO and Board in setting and monitoring risk thresholds.

Compliance

• Making sure the company stays fully compliant with FCA principles, data protection, AML, and financial regulations.
• Keeping compliance policies and procedures up to date and coordinating annual reviews.
• Overseeing KYC, AML, and CTF processes for new and existing borrowers.
• Supporting the CEO with FCA registration and reporting (SMCR, Conduct Rules, SYSC).
• Investigating and escalating compliance incidents and breaches, and coordinating training to keep the team sharp.

Loan Book Analytics & Data Preparation

• Collecting, validating, and analysing loan book performance data – exposure by law firm, case type, claim status, you name it.
• Preparing monthly and quarterly MI reports for management, the Board, and funders.
• Supporting cash flow forecasts, settlement projections, and default analytics – helping the business make informed decisions.
• Working with finance and credit teams to improve data accuracy and consistency across systems.
• Maintaining centralised, audit-ready loan data repositories.

Governance And Reporting

• Preparing Risk & Compliance reports for the Board and Audit & Risk Committee.
• Keeping records of policy reviews, breaches, and remedial actions – everything needs to be transparent and traceable.
• Liaising with auditors, funders, and insurers to provide compliance assurance.
• Supporting the design of Delegations & Authorities, Credit Policy, and Case Funding Procedures.

Is This You?

You’re degree-qualified (ideally in Finance, Law, or a Risk-related Field) with at least 5 years’ experience in Risk, Compliance, or Credit Analytics, preferably in Financial Services, Litigation Finance, or Professional-Services Lending.

You’re the kind of person who:

• Loves analysing data and spotting trends; you’re the detective who finds risks before they become problems.
• Knows the FCA regulatory environment inside out – AML, KYC, credit risk, you’re on top of it all.
• Is proficient in Excel and data analytics (pivot tables, dashboards) and ideally has experience with Power BI or similar tools.
• Communicates clearly and confidently, whether you’re writing a board report or explaining a complex issue to a colleague.
• Has high integrity and professionalism – you’re the person others trust to get things right.
• Is organised, solutions-driven, and comfortable working independently in a fast-paced environment.

Bonus Points If You’ve Got

• Experience in legal-sector lending or litigation finance.
• A background in preparing MI and board-level reporting.
• Knowledge of credit risk decision-making for new borrowers.

Why You’ll Love It

This is a chance to play a key role in a dynamic, regulated lending business where your expertise will directly shape how the company operates. You’ll be part of a lean, fast-paced team where your contributions are valued and your work has a real impact.

Plus, You’ll Get

• A competitive salary that reflects your skills and experience.
• The chance to work closely with the CEO and Board, influencing strategic decisions.
• A supportive, professional environment where your ideas are heard.
• Opportunities to grow your skills and take on new challenges.

Ready to Make Your Mark?

If you’re a risk and compliance professional who thrives in a regulated, fast-paced environment and wants to shape the future of a legal lending business, we’d love to hear from you.

Apply now

Just send your CV and a quick note about why you’d be great for this role. No fancy cover letter needed – just tell us what excites you about the opportunity!

P.S. If you’ve ever looked at a risk register and thought, I could make this better, this is your chance to prove it!